3117 SE Clayton Street # 19, Stuart FL 34997, STUART, FL, 34997
Active28 days on marketListed Jul 10, 2026MLS #B26052259
About this home
3117 SE Clayton Street # 19, Stuart FL 34997
Rare opportunity to own a well-maintained duplex in Stuart! This 1,878 SF income-producing property features two mirror-image units, each offering 2 bedrooms, 1 bathroom, spacious eat-in kitchens, separate indoor laundry rooms, large pantries, abundant closet space, and recent tile flooring throughout. The 2025 metal roof provides long-term peace of mind, and Unit 3117 features a water heater replaced just two months ago. Enjoy an oversized backyard with a storage shed and plenty of outdoor space. Ideal for investors seeking rental income or owner-occupants looking to live in one unit while offsetting their mortgage by renting the other. Convenient Stuart location near shopping, dining, beaches, parks, and major commuting routes.
Facts & features
The home at a glance
1,878
Sqft
0.202 ac
Lot size
1978
Year built
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,622 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,622/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$253 vs $266
Days on market
28 vs 66 typical
Where $253/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Golden Gate
Get to know Stuart. See the full Stuart guide →
Golden Gate — neighborhood snapshot
Population
2,476
Median age
32
Median income
$68,534
Median home value
$289,664
Avg household
3
Households w/ children
298
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 3117 SE Clayton Street # 19
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$330,000
3211 SE Clayton Street, Stuart FL 34997 · same community
3 bd · 2 ba · 1,904 sqft · $173/sqft · 66 DOM
Sold · Apr ’26$435,000
3037 SE IRIS STREET · same community
3 bd · 2 ba · 1,622 sqft · $268/sqft · 0 DOM
Sold · Apr ’26$435,000
3037 SE Iris Street, Stuart FL 34997 · same community
3 bd · 2 ba · 1,622 sqft · $268/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3117 SE Clayton Street # 19 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3117 SE Clayton Street # 19 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3117 SE Clayton Street # 19 FAQs
What would the monthly payment be for 3117 SE Clayton Street # 19, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,622/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3117 SE Clayton Street # 19, Stuart FL 34997?+
The most recent tax bill on record (2025) was $5,464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3117 SE Clayton Street # 19, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $475,000, this home is listed about 11% above the Stuart median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3117 SE Clayton Street # 19, Stuart FL 34997?+
Port Salerno Elementary School (elementary), Martin County High School (high), Dr. David L. Anderson Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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