505 SW North Carolina Drive, Stuart FL 34994, STUART, FL, 34994
Active27 days on marketListed Jul 11, 2026MLS #B26052235
About this home
505 SW North Carolina Drive, Stuart FL 34994
Waterfront opportunity in one of Stuart's most desirable locations! This 3-bedroom, 2-bath home sits on a deep-water canal with direct open water access and offers the Florida boating lifestyle buyers dream about. A dock and boat lift installed in 2021 make getting on the water easy, while the backyard is designed for entertaining with a private pool, Seminole chickee hut, lush tropical landscaping, and peaceful waterfront views. Located on a quiet dead-end street with no HOA, this property also features a roof approximately one year old, AC replaced in 2020, a water heater only six months old, plus city water and city sewer. Move in now and enjoy your own waterfront retreat.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,609
Sqft
0.332 ac
Lot size
1
Garage
1955
Year built
1
Levels
$730
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,211 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,211/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+58%
$/sqft vs Stuart actives
$730 vs $265
Days on market
27 vs 66 typical
Where $730/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Groves/poppleton South
Get to know Stuart. See the full Stuart guide →
Indian Groves/poppleton South — neighborhood snapshot
Population
987
Median age
68
Median income
$97,448
Median home value
$288,834
Avg household
2
Households w/ children
37%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 553% above the STUART 34994 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 505 SW North Carolina Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$675,000
624 SW Saint Lucie Crescent # 306, Stuart FL 34994
2 bd · 2 ba · 1,561 sqft · $432/sqft · 83 DOM
Sold · May ’26$1,025,000
247 SW Riverway Boulevard, Palm City FL 34990
3 bd · 2 ba · 1,551 sqft · $661/sqft · 22 DOM
Sold · Jun ’26$335,000
40 SE Sedona Circle # 102, Stuart FL 34994
3 bd · 2.5 ba · 1,671 sqft · $200/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 505 SW North Carolina Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 505 SW North Carolina Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
505 SW North Carolina Drive FAQs
What would the monthly payment be for 505 SW North Carolina Drive, Stuart FL 34994?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,211/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 505 SW North Carolina Drive, Stuart FL 34994?+
The most recent tax bill on record (2025) was $3,242. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 505 SW North Carolina Drive, Stuart FL 34994?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $1,175,000, this home is listed about 174% above the Stuart median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 505 SW North Carolina Drive, Stuart FL 34994?+
Stuart Middle School (middle), J. D. Parker School Of Technology (elementary), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,175,000 runs 553% above the STUART 34994 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Stuart Middle School, J. D. Parker School Of Technology, Jensen Beach High School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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