David Ramirez
$510,0003 bd2 ba2,348 sqft$217 /sqft$4,775 /mo all-in ↓

, CAPE CANAVERAL, FL, 32920

Active9 days on marketListed Jul 14, 2026MLS #B26052139

WaterfrontPrivate poolCondominiumPUERTO DEL RIO CONDO PH 1D

About this home

This exceptional penthouse is located within one of the Space Coast's strongest and most financially sound condominium communities. Puerto Del Rio's reserves are 100% fully funded, and the association is fully compliant with Florida's Structural Integrity Reserve Study (SIRS) and Milestone Inspection requirements, providing buyers with exceptional peace of mind. Built like a fortress with solid concrete construction, Puerto Del Rio is renowned for its quality, stability, and long-term value, making it one of the area's premier waterfront communities. Discover this meticulously maintained penthouse, featuring breathtaking wraparound terrace views of SpaceX rocket launches, cruise ships, the Banana River, spectacular sunsets, & more. This is an exceptional opportunity to own one of the most desirable residences along the Cape Canaveral corridor. The current owners have owned five different units within Puerto Del Rio over the years; a true testament to the quality, lifestyle, and enduring desirability of this sought-after waterfront community. This residence is in outstanding condition, featuring newer core appliances and offering a truly move-in-ready opportunity for its next owner. The penthouse offers three bedrooms, two bathrooms, more than 2,400 square feet of interior living space, and over 600 square feet of private wraparound terrace space designed to maximize the incredible views and embrace the exceptional coastal lifestyle that makes Puerto Del Rio so special.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,348

Sqft

0 ac

Lot size

1

Garage

2005

Year built

1

Levels

$217

Per sqft

Private poolWaterfrontIntracoastal View & Lake & Other & River & Water & Lake View & Other Water View & Pond View & River View & Pond viewFurniture For Sale,Furniture NegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorElevator · Fire Sprinklers · Split Bedroom · Walk-In Closet(s) · Foyer · Other · Utility Room
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric
FurnishedFurniture For Sale,Furniture Negotiable

Outside & construction

RoofOther Roof/Roof Structure · Other
ConstructionConcrete Block Construction
ViewIntracoastal View · Lake · Other · River · Water · Lake View · Other Water View · Pond View · River View · Pond
FacesNortheast
Parking1 Space · Assigned · Parking Garage
ExteriorBalcony · Open Balcony · Other

Community & fees

HOA fee$945/mo
Taxes (2025)$5,308/yr
PetsYes
CommunityAdditional Amenities · Clubhouse · Exercise Room · Maintained Community · Management On Site · Mandatory Hoa · Other · Pool · Private Roads · Other Subdivision - See Remarks · Sidewalks · Spa/Hot Tub · Whirlpool

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,775 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property tax — 2025 actual bill$442
Condo fee — from the listing$945
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,850
Interest rate6.00%
Loan term

Estimated payment

$4,775/mo

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property taxes (actual bill)$442
HOA / condo fee$945
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Cape Canaveral

Map of

Drive times from this address

Orlando Int’l Airport (MCO)48 min
Downtown Orlando55 min
Universal Orlando63 min
Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Cape Canaveral. See the full Cape Canaveral guide →

CAPE CANAVERAL 32920 — neighborhood snapshot

Population

9,964

Median age

59.4

Median income

$70,734

Median home value

$323,900

Avg household

1.69

Households w/ children

367

For the school run

Brevard County School District

ElementaryCape View Elementary School★★★★★
HighCocoa Beach Junior/Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Canaveral market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$350K$275K

Cape Canaveral median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Cape Canaveral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% above the CAPE CANAVERAL 32920 median. See the full Cape Canaveral market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $510,000 · 9 days on market since
2005Built · PUERTO DEL RIO CONDO PH 1D

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,775/mo — principal and interest, the actual property-tax bill, the $945/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at ?+

The association fee works out to $945 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $5,308. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cape Canaveral?+

At $510,000, this home is listed about 34% above the Cape Canaveral median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Cape View Elementary School (elementary), Cocoa Beach Junior/Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$510,000 runs 42% above the CAPE CANAVERAL 32920 median — but at 2,348 sqft it's also nearly twice the size of the typical Cape Canaveral listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $945/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Cape View Elementary School, Cocoa Beach Junior/Senior High School — Cocoa Beach Junior/Senior High School rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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