14388 Emerald Lake Drive # 2, Delray Beach FL 33446, DELRAY BEACH, FL, 33446
Active32 days on marketListed Jul 13, 2026MLS #B26052027
About this home
14388 Emerald Lake Drive # 2, Delray Beach FL 33446
Wake up to peaceful lake views and enjoy the easy South Florida lifestyle in this spacious 3-bedroom, 2-bath condo in sought-after Emerald Pointe. Featuring 1,433 sq. ft., this light-filled home offers an open floor plan, split-bedroom design, generous primary suite with walk-in closet, a screened patio overlooking the water, and a private exterior storage shed for added convenience. Residents enjoy a gated community with a clubhouse, heated pool, spa, fitness center, tennis, pickleball, shuffleboard, and a full social calendar. HOA includes cable, internet, water, sewer, and exterior maintenance. Ideally located near shopping, dining, medical facilities, golf, and vibrant downtown Delray Beach.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,433
Sqft
0 ac
Lot size
1990
Year built
1
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,151 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,151/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
$/sqft vs Delray Beach actives
$209 vs $241
Days on market
32 vs 61 typical
Where $209/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Emerald Pointe
Get to know Delray Beach. See the full Delray Beach guide →
Emerald Pointe — neighborhood snapshot
Population
865
Median age
61
Median income
$120,602
Median home value
$483,200
Avg household
2
Households w/ children
42%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 116% above the DELRAY BEACH 33446 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 14388 Emerald Lake Drive # 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$292,000
14430 Via Royale # 1, Delray Beach FL 33446 · same community
3 bd · 2 ba · 1,706 sqft · $171/sqft · 197 DOM
Sold · Jul ’26$330,000
7685 Lexington Club Boulevard # A, Delray Beach FL 33446
2 bd · 2 ba · 1,496 sqft · $221/sqft · 62 DOM
Sold · Jun ’26$279,000
7840 Lexington Club Boulevard # B, Delray Beach FL 33446
2 bd · 2 ba · 1,496 sqft · $186/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14388 Emerald Lake Drive # 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14388 Emerald Lake Drive # 2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14388 Emerald Lake Drive # 2 FAQs
What would the monthly payment be for 14388 Emerald Lake Drive # 2, Delray Beach FL 33446?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,151/mo — principal and interest, the actual property-tax bill, the $756/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14388 Emerald Lake Drive # 2, Delray Beach FL 33446?+
The association fee works out to $756 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14388 Emerald Lake Drive # 2, Delray Beach FL 33446?+
The most recent tax bill on record (2025) was $4,042. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14388 Emerald Lake Drive # 2, Delray Beach FL 33446?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $299,900, this home is listed about 11% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 14388 Emerald Lake Drive # 2, Delray Beach FL 33446?+
Carver Middle School (middle), Hagen Road Elementary School (elementary), Spanish River Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$299,900 runs 116% above the DELRAY BEACH 33446 median — but at 1,433 sqft it's also 22% larger than the typical Delray Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $756/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Carver Middle School, Hagen Road Elementary School, Spanish River Community High School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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