5605 38TH Street, Vero Beach FL 32966, VERO BEACH, FL, 32966
Active34 days on marketListed Jul 13, 2026MLS #B26051792
About this home
5605 38TH Street, Vero Beach FL 32966
Classic home where the kitchen is in the heart. This corner lot has plenty of outside space. A large utility room is a perfect workshop space, studio, or craft room. The kitchen features newer cabinets with granite counters, stainless steel appliances, plus a large breakfast bar area, that easily seats 4! The main bath has been upgraded too. Easy access to shopping, airport, and dining. 20 mins to the pristine beaches. Make this sweet home your today! Non HOA community.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,788
Sqft
0.38 ac
Lot size
1980
Year built
1
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,313 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,313/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.7%
$/sqft vs Vero Beach actives
$185 vs $254
Days on market
34 vs 58 typical
Where $185/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vero Beach
Get to know Vero Beach. See the full Vero Beach guide →
VERO BEACH 32966 — neighborhood snapshot
Population
20,025
Median age
63
Median income
$63,144
Median home value
$264,300
Avg household
2.06
Households w/ children
1,021
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
43 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the VERO BEACH 32966 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5605 38TH Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$165,000
Nearby listing
3 bd · 2 ba · 1,812 sqft · $91/sqft · 119 DOM
Sold · Jun ’26$379,000
6364 LENNOX LANE
3 bd · 2 ba · 1,927 sqft · $197/sqft · 50 DOM
Sold · Jun ’26$379,000
6364 Lennox Lane, Vero Beach FL 32966
3 bd · 2 ba · 1,927 sqft · $197/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5605 38TH Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5605 38TH Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5605 38TH Street FAQs
What would the monthly payment be for 5605 38TH Street, Vero Beach FL 32966?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,313/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5605 38TH Street, Vero Beach FL 32966?+
The most recent tax bill on record (2025) was $785. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5605 38TH Street, Vero Beach FL 32966?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $329,900, this home is listed about 27% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5605 38TH Street, Vero Beach FL 32966?+
Glendale Elementary School (elementary), Vero Beach High School (high), Storm Grove Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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