5420 N Ocean Drive, West Palm Beach FL 33404, WEST PALM BEACH, FL, 33404
Active37 days on marketListed Jul 11, 2026MLS #B26051285
About this home
5420 N Ocean Drive, West Palm Beach FL 33404
GORGEOUS DIRECT OCEANVIEW CONDO. SPEND YOUR SEASON HERE OR MOVE RIGHT IN FOR ANNUAL RENTAL! OWNER READY TO LEASE! SPECTACULAR OCEANFRONT LIVING IN THIS BEAUTIFULLY FURNISHED 2-BEDROOM, 2-BATH CORNER RESIDENCE ON SINGER ISLAND. UNOBSTRUCTED DIRECT OCEAN VIEWS FROM LIVNG AREA, THIS LIGHT-FILLED CONDOMINIUM FEATURES A SPACIOUS LAYOUT, TASTEFUL FURNISHINGS, AND BREATHTAKING SUNRISES FROM THE COMFORT OF YOUR OWN HOME. IDEALLY LOCATED NEAR RESTAURANTS, SHOPPING, AND LOCAL ATTRACTIONS, THIS EXCEPTIONAL BEACHFRONT RETREAT COMBINES COMFORT, CONVENIENCE, AND COASTAL ELEGANCE. SEASONAL FOR $6500 PER MONTH (3 MONTH MINIMUM) OR ANNUALLY FOR $4250 PER MONTH. Dates can be flexible. Tenant responsible if Florida Sales Tax is applicable. All information is subject to change, errors and omissions.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,508
Sqft
0 ac
Lot size
1
Garage
1979
Year built
1
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs West Palm Beach actives
$3 vs $253
Days on market
37 vs 62 typical
Where $3/sqft sits among the 399 West Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Singer Island
Get to know West Palm Beach. See the full West Palm Beach guide →
Singer Island — neighborhood snapshot
Population
3,043
Median age
68
Median income
$90,429
Median home value
$745,462
Avg household
2
Households w/ children
81%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The West Palm Beach market
$397K → $410K
West Palm Beach median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
43 of 399
West Palm Beach actives have cut their price
Median sold price, West Palm Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the WEST PALM BEACH 33404 median. See the full West Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5420 N Ocean Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$622,500
5420 N Ocean Drive # 301, Singer Island FL 33404 · same community
2 bd · 2 ba · 1,508 sqft · $413/sqft · 233 DOM
Sold · Mar ’26$215,000
218 SW 145TH DRIVE UNIT 19 · same community
3 bd · 2.5 ba · 1,499 sqft · $143/sqft · 22 DOM
Sold · Nov ’25$1,405,000
Nearby listing
2 bd · 2.5 ba · 1,505 sqft · $934/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5420 N Ocean Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5420 N Ocean Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5420 N Ocean Drive FAQs
What would the monthly payment be for 5420 N Ocean Drive, West Palm Beach FL 33404?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $191/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5420 N Ocean Drive, West Palm Beach FL 33404?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in West Palm Beach?+
At $4,250, this home is listed about 99% below the West Palm Beach median of $315,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5420 N Ocean Drive, West Palm Beach FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WEST PALM BEACH 33404 market on paper
$4,250 is 98% below the WEST PALM BEACH 33404 median of $248,000, and at $3/sqft it sits under the West Palm Beach average of $460.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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