13891 Oneida Drive, Delray Beach FL 33446, DELRAY BEACH, FL, 33446
Active28 days on marketListed Jul 9, 2026MLS #B26050875
About this home
13891 Oneida Drive, Delray Beach FL 33446
Lake views out front. Lake views out back. And front-row seats to gorgeous South Florida sunsets from your own huge screened patio. What more could you ask for? This 2 bedroom, 2 bath home in a sought after 55+ community offers one of those special settings that just makes everyday life feel a little better. Inside, the bright, spacious open floor plan is comfortable, inviting, and easy to live in, with plank-style tile flooring throughout, even in the bedrooms. The kitchen is fresh and cheerful, with crisp white cabinetry, stainless steel appliances, Corian countertops, tons of storage and a sunny breakfast nook that might just become your favorite spot for morning coffee. Impact windows are already in place, with accordion shutters for even more storm protection and peace of mind. The split-bedroom layout gives everyone their own space and both spacious bedrooms feature large walk-in closets. But let's be honest - the real star of the show is out back. The oversized covered and screen-enclosed patio overlooks the lake and has plenty of room for morning coffee, afternoon lounging, happy hour with friends, or simply settling in to watch another spectacular South Florida sunset. And here's where it gets even better: the affordable association takes care of an impressive list of everyday expenses and maintenance, including basic cable TV and Wi-Fi, basic security monitoring, lawn care, pest control, sprinkler repairs, annual sidewalk and driveway power washing, exterior house power washing every four years, exterior house painting every eight years. Residents will enjoy a variety of amenities including tennis and pickleball courts, shuffleboard court, 2 swimming pools, 2 jacuzzi spas, and resident events and activities. Pine Ridge is conveniently located near the Delray Medical Center and variety of shopping and dining and just a couple miles from Atlantic Avenue and the beautiful beaches of Delray Beach! Two lake views. A fantastic floor plan. Serious storm protection. A huge screened patio. Beautiful sunsets plus a long list of included services that means less work and more time to enjoy it all. This is the kind of easy South Florida living people move to Florida for!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,180
Sqft
0.13 ac
Lot size
1
Garage
1990
Year built
1
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,132 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,132/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−46.6%
$/sqft vs Delray Beach actives
$177 vs $250
Days on market
28 vs 61 typical
Where $177/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Ridge At Delray Beach
Get to know Delray Beach. See the full Delray Beach guide →
Pine Ridge At Delray Beach — neighborhood snapshot
Population
1,380
Median age
60
Median income
$134,883
Median home value
$480,500
Avg household
2
Households w/ children
62%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
39 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 177% above the DELRAY BEACH 33446 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 13891 Oneida Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$368,000
7584 Mansfield Hollow Road, Delray Beach FL 33446 · same community
2 bd · 2 ba · 1,834 sqft · $201/sqft · 222 DOM
Sold · Sep ’25$385,000
7721 Mansfield Hollow Road, Delray Beach FL 33446 · same community
3 bd · 2 ba · 1,516 sqft · $254/sqft · 12 DOM
Sold · Dec ’25$375,000
7537 Mansfield Hollow Road, Delray Beach FL 33446 · same community
3 bd · 2 ba · 1,361 sqft · $276/sqft · 220 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13891 Oneida Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13891 Oneida Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13891 Oneida Drive FAQs
What would the monthly payment be for 13891 Oneida Drive, Delray Beach FL 33446?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,132/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13891 Oneida Drive, Delray Beach FL 33446?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13891 Oneida Drive, Delray Beach FL 33446?+
The most recent tax bill on record (2025) was $2,578. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13891 Oneida Drive, Delray Beach FL 33446?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $385,000, this home is listed about 43% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 13891 Oneida Drive, Delray Beach FL 33446?+
Hagen Road Elementary School (elementary), Carver Middle School (middle), Spanish River Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$385,000 runs 177% above the DELRAY BEACH 33446 median — but at 2,180 sqft it's also nearly twice the size of the typical Delray Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Hagen Road Elementary School, Carver Middle School, Spanish River Community High School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $425,000, now $385,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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