55 SE Seminole Street # A, Stuart FL 34994, STUART, FL, 34994
Active28 days on marketListed Jul 8, 2026MLS #B26050784
About this home
55 SE Seminole Street # A, Stuart FL 34994
Set within the prestigious River House community in the heart of Downtown Stuart, this refined townhouse delivers the rare sensation of living in a private Palm Beach-style residence, without the responsibility of traditional single-family home ownership. Designed and conceived by award-winning custom homebuilder Hollub Homes, this unique three-bedroom residence presents itself with scale, elegance, and intention. Offered fully furnished with premium designer furnishings, the home is move-in ready and curated with a level of style and comfort that enhances the overall luxury experience. Eleven-foot finished ceiling heights, generous living spaces, premium finishes, and an abundance of natural light create a polished, yet comfortable environment designed for both everyday living and sophisticated entertaining. The gourmet chef's kitchen is beautifully appointed with Sub-Zero, Wolf, and Asko appliances, a gas range, quartz countertops, custom wood cabinetry, and elevated designer details throughout. The open-concept living and dining areas flow effortlessly, creating a sense of space rarely found in downtown townhouse living. The oversized primary suite is a standout feature, offering the feel of a private retreat with impressive proportions and a beautifully finished ensuite bath featuring a spacious shower area, soaking tub with rain showerheads, and refined contemporary finishes. Each unit is also equipped with individual gas-powered tankless water heaters, further enhancing the comfort and efficiency of the residence. River House offers a coveted waterfront lifestyle with a beautiful riverfront community pool and the potential ability to obtain a boat slip for rent. From there, enjoy the convenience of getting on your boat and reaching the inlet in approximately ten minutes, connecting you directly to the St. Lucie River, Intracoastal Waterway, and Atlantic Ocean. Just outside your door, Downtown Stuart offers one of the most desirable coastal lifestyles in Florida, with walkable access to acclaimed dining, boutique shopping, farmers markets, live music, concerts, and the scenic waterfront boardwalk. Immaculately maintained and exceptionally positioned, this River House residence offers the best of both worlds: the privacy, scale, and finish level of a luxury home, paired with the ease, convenience, and energy of downtown waterfront living.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,596
Sqft
0 ac
Lot size
2
Garage
2021
Year built
2
Levels
$768
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$14,644 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,644/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$768 vs $265
Days on market
28 vs 67 typical
Where $768/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Historic Downtown
Get to know Stuart. See the full Stuart guide →
Old Historic Downtown — neighborhood snapshot
Population
337
Median age
41
Median income
$54,333
Median home value
$284,000
Avg household
3
Households w/ children
33%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1009% above the STUART 34994 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 55 SE Seminole Street # A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$915,000
53 SE Seminole Street # A, Stuart FL 34994 · same community
3 bd · 3.5 ba · 1,771 sqft · $517/sqft · 154 DOM
Sold · Jun ’26$890,000
1160 SW Chapman Way # 204, Palm City FL 34990
3 bd · 3 ba · 2,891 sqft · $308/sqft · 404 DOM
Sold · Jun ’26$1,250,000
1209 SW Dyer Point Road, Palm City FL 34990
4 bd · 3 ba · 2,266 sqft · $552/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 55 SE Seminole Street # A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 55 SE Seminole Street # A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
55 SE Seminole Street # A FAQs
What would the monthly payment be for 55 SE Seminole Street # A, Stuart FL 34994?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,644/mo — principal and interest, the actual property-tax bill, the $1,207/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 55 SE Seminole Street # A, Stuart FL 34994?+
The association fee works out to $1,207 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 55 SE Seminole Street # A, Stuart FL 34994?+
The most recent tax bill on record (2025) was $21,162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 55 SE Seminole Street # A, Stuart FL 34994?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $1,995,000, this home is listed about 365% above the Stuart median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 55 SE Seminole Street # A, Stuart FL 34994?+
Stuart Middle School (middle), J. D. Parker School Of Technology (elementary), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,995,000 runs 1009% above the STUART 34994 median — but at 2,596 sqft it's also 72% larger than the typical Stuart listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $1,207/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Stuart Middle School, J. D. Parker School Of Technology, Jensen Beach High School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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