David Ramirez
$3,599,0008 bd7.5 ba8,300 sqft$434 /sqft$23,141 /mo all-in ↓

16090 Rio Del Paz, Delray Beach FL 33446, DELRAY BEACH, FL, 33446

Active36 days on marketListed Jul 9, 2026MLS #B26050683

WaterfrontPrivate poolSingle Family ResidenceRio Poco

About this home

16090 Rio Del Paz, Delray Beach FL 33446

A truly one-of-a-kind Tuscan-inspired estate in Delray Beach's prestigious gated Rio Poco community. Set on over 1.15 acres with more than 275 feet of serene lake frontage, this 8,300 sq. ft. residence under air offers extraordinary scale, privacy, and architectural drama. The home features 8 bedrooms, 7.5 baths, walk-in closets, 8-foot mahogany doors imported from Bolivia, custom faux finishes by renowned artist Elvis, five hand-crafted marble fountains, and 32 Corinthian pillars. Designed for elegant living and grand entertaining, highlights include a resort-style 1,000 sq. ft. pool and spa, professional movie theatre, basketball court, playground, four-seasons sunroom, mother-in-law suite or office, clay barrel tile roof, and custom Broten garage doors. Welcome to 16090 Rio Del Paz, an extraordinary Tuscan-inspired estate located on a quiet cul-de-sac within Rio Poco, one of Delray Beach's most desirable gated communities. Set on over an acre with more than 275 feet of serene lake frontage, this 8,300 sq. ft. residence under air offers exceptional privacy, impressive scale, and a truly distinctive architectural presence. The beautifully landscaped grounds create a peaceful lakefront setting designed for both everyday enjoyment and grand entertaining. Outdoor amenities include a fully enclosed resort-style pool and spa, children's playground, basketball court, and generous open space with the potential to convert the court area into a full tennis court. Inside, the home offers eight spacious bedrooms, 7.5 bathrooms, walk-in closets, a private mother-in-law suite or office, an air-conditioned four-seasons sunroom, and additional air-conditioned storage. Architectural and design details include 8-foot mahogany doors imported from Bolivia, custom faux finishes by renowned artist Elvis, five hand-crafted marble fountains, 32 Corinthian pillars, engineered wood flooring, a clay barrel tile roof, and special custom Broten wood-paneled garage doors valued at approximately $50,000. The professional movie theatre features authentic Muvico theatre seating, Canadian sound panels, and decorative ceiling panels imported from Colombia, creating a true cinematic experience at home. Rio Poco is known for its estate-sized lots, gated privacy, and convenient Delray Beach location. Residents enjoy close proximity to top private schools, shopping, dining, golf, equestrian venues, beaches, and the vibrant restaurants and boutiques of Atlantic Avenue. With its lakefront setting, dramatic design, generous living spaces, and unique amenities. This is truly a "Must See!"

Facts & features

The home at a glance

8

Bedrooms

7.5

Bathrooms

8,300

Sqft

1.15 ac

Lot size

3

Garage

1987

Year built

1

Levels

$434

Per sqft

Private poolWaterfrontCanal & Lake & Canal View & Lake View viewPets allowed

Inside

FlooringMarble · Wood
AppliancesElectric Water Heater · Dishwasher · Dryer · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorBar · Built-in Features · Closet Cabinetry · Cooking Island · Custom Mirrors · Entrance Foyer · French Doors · Laundry Tub · Pantry · Roman Tub · Split Bedroom · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Den/Library/Office · Family Room · Great Room · Separate Guest/In-Law Quarters · Maid/In-Law Quarters · Maid'S Quarters · Media Room · Utility Room/Laundry
LaundryLaundry Tub · Laundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric · Zoned
HeatingCentral · Electric

Outside & construction

RoofBarrel · Barrel Roof
ConstructionConcrete Block Construction · CBS Construction · Slab Construction · Stucco
ViewCanal · Lake · Canal View · Lake View
FacesNorthwest
Parking2 Or More Spaces · Circular Driveway · Driveway · Parking Garage · Paver Block · No Rv/Boats

Community & fees

HOA fee$453/mo
Taxes (2025)$21,100/yr
PetsYes
CommunityTennis · Buyer Approval Required · Horses Permitted · Mandatory Hoa · Tennis Court(s)

Utilities & systems

UtilitiesSeptic · Water Connected · Cable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$23,141 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$19,420
PMI (est., until 20% equity)$1,350
Property tax — 2025 actual bill$1,758
HOA fee — from the listing$453
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $359,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $359,900
Interest rate6.00%
Loan term

Estimated payment

$23,141/mo

Principal & interest$19,420
PMI (est., until 20% equity)$1,350
Property taxes (actual bill)$1,758
HOA / condo fee$453
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Delray Beach actives

$434 vs $241

Days on market

36 vs 61 typical

Where $434/sqft sits among the 400 Delray Beach actives

223
77
22 · this home
24
15
39
$97–264$264–432$432–600$600–767$767–935$935+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rio Poco

Map of 16090 Rio Del Paz, Delray Beach FL 33446 inside its neighborhood boundary

Get to know Delray Beach. See the full Delray Beach guide →

Rio Poco — neighborhood snapshot

Population

351

Median age

72

Median income

$100,093

Median home value

$665,900

Avg household

2

Households w/ children

6%

For the school run

Palm Beach County School District

ElementarySunrise Park Elementary School★★★★★
MiddleEagles Landing Middle School★★★★
HighOlympic Heights Community High★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Delray Beach market

Seller’s marketLeans buyer11.3 months of inventoryBuyer’s market

$584K$433K

Delray Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

40 of 400

Delray Beach actives have cut their price

Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2489% above the DELRAY BEACH 33446 median. See the full Delray Beach market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $3,599,000 · 36 days on market since
1987Built · Rio Poco

Reality check

What actually sold near 16090 Rio Del Paz

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16140 Rio Rodeo, Delray Beach FL 33446Sold · Jun ’26

$2,600,000

16140 Rio Rodeo, Delray Beach FL 33446 · same community

6 bd · 5.5 ba · 6,312 sqft · $412/sqft · 5 DOM

10196 Avenida Del Rio, Delray Beach FL 33446Sold · Mar ’26

$2,450,000

10196 Avenida Del Rio, Delray Beach FL 33446 · same community

4 bd · 3.5 ba · 4,344 sqft · $564/sqft · 124 DOM

17073 Cappuccino Way, Boca Raton FL 33496Sold · Jun ’26

$3,250,000

17073 Cappuccino Way, Boca Raton FL 33496

7 bd · 8 ba · 5,782 sqft · $562/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16090 Rio Del Paz — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16090 Rio Del Paz — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

16090 Rio Del Paz FAQs

What would the monthly payment be for 16090 Rio Del Paz, Delray Beach FL 33446?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,141/mo — principal and interest, the actual property-tax bill, the $453/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16090 Rio Del Paz, Delray Beach FL 33446?+

The association fee works out to $453 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16090 Rio Del Paz, Delray Beach FL 33446?+

The most recent tax bill on record (2025) was $21,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16090 Rio Del Paz, Delray Beach FL 33446?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Delray Beach?+

At $3,599,000, this home is listed about 1233% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.

Which schools are assigned to 16090 Rio Del Paz, Delray Beach FL 33446?+

Sunrise Park Elementary School (elementary), Eagles Landing Middle School (middle), Olympic Heights Community High (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,599,000 runs 2489% above the DELRAY BEACH 33446 median — but at 8,300 sqft it's also nearly 7 times the size of the typical Delray Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Sunrise Park Elementary School, Eagles Landing Middle School, Olympic Heights Community High, Glades Construction Academy At West Technical — Sunrise Park Elementary School rates 5 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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