David Ramirez

514 (lot 13) NE 3rd Avenue, Delray Beach FL 33444, DELRAY BEACH, FL, 33444

Active43 days on marketListed Jul 7, 2026MLS #B26050453

AgricultureDEL IDA PARK IN

About this home

514 (lot 13) NE 3rd Avenue, Delray Beach FL 33444

An opportunity to secure a prime lot in the heart of Downtown Delray Beach, positioned just four blocks from Atlantic Avenue and less than a mile from the beach. Lot 13 is the North Corner Lot. Can be purchased with Lot 12 (Listing B26041164) DISCLAIMER: Information published or otherwise provided by the listing company and its representatives including but not limited to prices, measurements, square footages, lot sizes, calculations, statistics, and videos are deemed reliable but are not guaranteed and are subject to errors, omissions or changes without notice. All such information should be independently verified by any prospective purchaser or seller. Parties should perform their own due diligence to verify such information prior to a sale or listing. Listing company expressly disclaims any warranty or representation regarding such information. Prices published are either list price, sold price, and/or last asking price. The listing company participates in the Multiple Listing Service and IDX. The properties published as listed and sold are not necessarily exclusive to listing company and may be listed or have sold with other members of the Multiple Listing Service. Transactions where listing company represented both buyers and sellers are calculated as two sales. "No payments made until title passes" Some affiliations may not be applicable to certain geographic areas. If your property is currently listed with another broker, please disregard any solicitation for services. Information published or otherwise provided by seller, listing company or its representatives is deemed reliable but are not guaranteed and subject to errors, omissions, or changes without notice. Copyright 2026 by the listing company. All Rights Reserved.

Facts & features

The home at a glance

0.1493 ac

Lot size

Inside

Outside & construction

FacesEast

Community & fees

Taxes (2025)$21,173/yr
CommunityPaved Road

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Water Connected · Cable Available · Electricity Available · Natural Gas Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,695 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,396
PMI (est., until 20% equity)$375
Property tax — 2025 actual bill$1,764
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $100,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $100,000
Interest rate6.00%
Loan term

Estimated payment

$7,695/mo

Principal & interest$5,396
PMI (est., until 20% equity)$375
Property taxes (actual bill)$1,764
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Delray Beach

Map of 514 (lot 13) NE 3rd Avenue, Delray Beach FL 33444

Get to know Delray Beach. See the full Delray Beach guide →

DELRAY BEACH 33444 — neighborhood snapshot

Population

23,231

Median age

41

Median income

$74,803

Median home value

$425,200

Avg household

2.58

Households w/ children

1,912

For the school run

Palm Beach County School District

HighAtlantic High School★★★★★
MiddleCarver Middle School★★★★★
ElementaryOrchard View Elementary School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Delray Beach market

Seller’s marketLeans buyer11.3 months of inventoryBuyer’s market

$584K$433K

Delray Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 385% above the DELRAY BEACH 33444 median. See the full Delray Beach market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $1,000,000 · 43 days on market since

Reality check

What actually sold near 514 (lot 13) NE 3rd Avenue

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

218 SW 11th Ave, Delray Beach FL 33444Sold · Feb ’26

$285,000

218 SW 11th Ave, Delray Beach FL 33444

2 bd · 1 ba · 580 sqft · $491/sqft · 79 DOM

1 Harbourside Drive # 1103, Delray Beach FL 33483Sold · Jun ’26

$320,000

1 Harbourside Drive # 1103, Delray Beach FL 33483

1 bd · 1 ba · 787 sqft · $407/sqft · 197 DOM

116 SW 11th Avenue, Delray Beach FL 33444Sold · Jun ’26

$240,000

116 SW 11th Avenue, Delray Beach FL 33444

3 bd · 1 ba · 805 sqft · $298/sqft · 270 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 514 (lot 13) NE 3rd Avenue — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 514 (lot 13) NE 3rd Avenue — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

514 (lot 13) NE 3rd Avenue FAQs

What would the monthly payment be for 514 (lot 13) NE 3rd Avenue, Delray Beach FL 33444?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,695/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 514 (lot 13) NE 3rd Avenue, Delray Beach FL 33444?+

The most recent tax bill on record (2025) was $21,173. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Delray Beach?+

At $1,000,000, this home is listed about 270% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.

Which schools are assigned to 514 (lot 13) NE 3rd Avenue, Delray Beach FL 33444?+

Atlantic High School (high), Carver Middle School (middle), Orchard View Elementary School (elementary), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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