David Ramirez
$379,0003 bd1 ba1,211 sqft$313 /sqft$3,061 /mo all-in ↓

1006 S M Street, FL 33460, FL, 33460

Active17 days on marketListed Jul 8, 2026MLS #B26050293

Single Family ResidenceLAKE WORTH TOWN OF ADD 1

About this home

1006 S M Street, FL 33460

Charming 3 bedroom Lake Worth Beach home sitting on an oversized lot. Step inside this lovely home to find a spacious open floor plan. Light and bright living areas. High ceilings. Large carport and driveway areas provide plenty of parking space. The detached utility building combined with the fully fenced huge lot offer endless potential. Tons of RV/ Boat storage. Possible room for a pool or future expansions. Generous sized enclosed patio. Central A/C. Laundry. This opportunity is perfect for families, first-time buyers, or investors seeking value in NO HOA. Located just minutes from Downtown Lake Worth Beach. Enjoy easy access to shops, restaurants, beaches, parks, I 95, and much more. Call today.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,211

Sqft

0.15 ac

Lot size

1931

Year built

1

Levels

$313

Per sqft

FireplaceGarden viewPets allowed

Inside

FlooringTile
AppliancesElectric Water Heater · Dryer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Cooking Island · Entrance Foyer · Pantry · Split Bedroom · Volume Ceilings · Walk-In Closet(s) · Attic · Family Room · Florida Room · Storage · Utility Room · Utility Room/Laundry · Workshop
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Wall/Window Unit(s)
HeatingCentral

Outside & construction

RoofComp Shingle Roof · Shingle
ConstructionFrame · Frame With Stucco
ViewGarden
FacesWest
Parking2 Or More Spaces · Awning · Covered · Driveway · Rv/Boat Parking
ExteriorRoom For Pool

Community & fees

Taxes (2025)$6,028/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected · Cable Available · Electricity Available · Natural Gas Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,061 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$502
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,265Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,265
Interest rate6.00%
Loan term

Estimated payment

$3,061/mo

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$502
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 1006 S M Street

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

611 S Palmway, FL 33460Sold · May ’26

$725,000

611 S Palmway, FL 33460 · same community

3 bd · 3 ba · 1,218 sqft · $595/sqft · 24 DOM

1511 S Palmway, FL 33460Sold · Nov ’25

$500,000

1511 S Palmway, FL 33460 · same community

2 bd · 2 ba · 1,200 sqft · $417/sqft · 146 DOM

1109 S M St, Lake Worth FL 33460Sold · Mar ’26

$360,000

1109 S M St, Lake Worth FL 33460 · same community

3 bd · 2 ba · 1,116 sqft · $323/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1006 S M Street — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1006 S M Street — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1006 S M Street FAQs

What would the monthly payment be for 1006 S M Street, FL 33460?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,061/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1006 S M Street, FL 33460?+

The most recent tax bill on record (2025) was $6,028. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1006 S M Street, FL 33460?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 9:55 AM UTC. The listing information on this page last changed on July 25, 2026 at 9:55 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 9:55 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 9:55 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.