David Ramirez
$3,500,0005 bd5.5 ba4,101 sqft$853 /sqft$21,311 /mo all-in ↓

1040 NW 6th Terrace, Boca Raton FL 33486, BOCA RATON, FL, 33486

Active35 days on marketListed Jul 8, 2026MLS #B26050245

New constructionPrivate poolSingle Family ResidenceLAKE FLORESTA PARK

About this home

1040 NW 6th Terrace, Boca Raton FL 33486

Perfectly positioned in the highly desirable Lake Floresta neighborhood, this exceptional new construction residence places you just minutes from Downtown Boca Raton, pristine beaches, I-95, world-class dining, shopping, and entertainment. Thoughtfully designed with both everyday living and effortless entertaining in mind, the home offers five spacious bedrooms, five-and-a-half bathrooms, and an incredible collection of flexible living spaces that adapt to every stage of life. Every bedroom is its own private suite, complete with a luxurious ensuite bath and oversized walk-in closet, creating comfortable retreats for family and guests alike. From the moment you enter, the home unfolds with purpose. A dedicated first-floor guest suite provides the perfect space for visitors or multigenerational living, while a private office creates an ideal work-from-home environment. Just beyond, a grand formal dining room is ready to host memorable holiday dinners, elegant celebrations, or can easily transform into a billiards room, wine lounge, or sophisticated game room. At the heart of the home, the stunning chef's kitchen is designed to impress. Featuring sleek custom cabinetry, Wolf and Sub-Zero appliances, quartz countertops, an oversized center island, and an expansive walk-in pantry, it's as functional as it is beautiful. The kitchen opens seamlessly to the spacious family room and additional gathering spaces, creating an effortless flow that's equally suited for intimate evenings or large-scale entertaining. Upstairs, the home continues to surprise with a generous loft that can become whatever your lifestyle demands, a media room for movie nights, a playroom, a second family lounge, fitness space, or creative studio. A conveniently located upstairs laundry room makes everyday living just a little easier, while each bedroom enjoys privacy and space of its own. Step outside and discover your own private resort. Marble pavers surround the sparkling saltwater pool, while the fully equipped summer kitchen makes outdoor dining and entertaining a year-round experience. Mature, professionally illuminated clusia hedges frame the backyard, creating an exceptionally private tropical setting that feels worlds away. Every room has been carefully planned, every space thoughtfully considered, and every finish selected with quality in mind. The result is a home that offers the perfect balance of elegance, comfort, flexibility, and fun. Designed to grow with you and make every day feel a little more extraordinary. Located in Boca's sought after Addison Mizner School District, this is a home you won't want to miss!

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

4,101

Sqft

0.2 ac

Lot size

2

Garage

2026

Year built

2

Levels

$853

Per sqft

Private poolPool viewPets allowed

Inside

FlooringTile · Wood
AppliancesElectric Water Heater · Dishwasher · Disposal · Ice Maker · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorFirst Floor Entry · Cooking Island · French Doors · Pantry · Walk-In Closet(s)
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionCBS Construction · Stucco
ViewPool
FacesNorth
Parking2 Or More Spaces · Driveway · Parking Garage

Community & fees

Taxes (2025)$11,428/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$21,311 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property tax — 2025 actual bill$952
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $350,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $350,000
Interest rate6.00%
Loan term

Estimated payment

$21,311/mo

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property taxes (actual bill)$952
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.5M
$2.2MedgeAI estimate $2,421,933 · range $2.3M$2.5M$3.6M

vs edgeAI estimate

+44.5%

$/sqft vs Boca Raton actives

$853 vs $321

Days on market

35 vs 56 typical

Where $853/sqft sits among the 400 Boca Raton actives

227
78
36
19 · this home
13
27
$141–360$360–578$578–797$797–1015$1015–1234$1234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Floresta Park

Map of 1040 NW 6th Terrace, Boca Raton FL 33486 inside its neighborhood boundary

Get to know Boca Raton. See the full Boca Raton guide →

Lake Floresta Park — neighborhood snapshot

Population

616

Median age

42

Median income

$193,100

Median home value

$838,200

Avg household

3

Households w/ children

80%

For the school run

Palm Beach County School District

MiddleBoca Raton Community Middle School★★★★★
ElementaryAddison Mizner School★★★★★
HighBoca Raton Community High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Raton market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$3.6M$710K

Boca Raton median sold, yr/yr

93.4%

Sale-to-list ratio (12 mo)

51 of 400

Boca Raton actives have cut their price

Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 680% above the BOCA RATON 33486 median. See the full Boca Raton market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $3,500,000 · 35 days on market since
2026Built · LAKE FLORESTA PARK

Reality check

What actually sold near 1040 NW 6th Terrace

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1065 NW 5th Street, Boca Raton FL 33486Sold · Jun ’26

$3,370,000

1065 NW 5th Street, Boca Raton FL 33486 · same community

5 bd · 5.5 ba · 4,101 sqft · $822/sqft · 40 DOM

440 NW 11th Avenue, Boca Raton FL 33486Sold · Dec ’25

$970,000

440 NW 11th Avenue, Boca Raton FL 33486 · same community

4 bd · 3 ba · 2,511 sqft · $386/sqft · 42 DOM

1001 NW 6th Dr, Boca Raton FL 33486Sold · Dec ’25

$1,082,000

1001 NW 6th Dr, Boca Raton FL 33486 · same community

4 bd · 3 ba · 2,227 sqft · $486/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1040 NW 6th Terrace — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1040 NW 6th Terrace — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1040 NW 6th Terrace FAQs

What would the monthly payment be for 1040 NW 6th Terrace, Boca Raton FL 33486?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,311/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1040 NW 6th Terrace, Boca Raton FL 33486?+

The most recent tax bill on record (2025) was $11,428. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1040 NW 6th Terrace, Boca Raton FL 33486?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Raton?+

At $3,500,000, this home is listed about 536% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1040 NW 6th Terrace, Boca Raton FL 33486?+

Boca Raton Community Middle School (middle), Addison Mizner School (elementary), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,500,000 runs 680% above the BOCA RATON 33486 median — but at 4,101 sqft it's also nearly 3 times the size of the typical Boca Raton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Boca Raton Community Middle School, Addison Mizner School, Boca Raton Community High School, Glades Construction Academy At West Technical — Addison Mizner School rates 5 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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