12744 Refuge Lane, Jensen Beach FL 34957, JENSEN BEACH, FL, 34957
Active40 days on marketListed Jul 7, 2026MLS #B26049884
About this home
12744 Refuge Lane, Jensen Beach FL 34957
Welcome to 12744 Refuge Ln, a stunning single-family pool home in beautiful Jensen Beach, FL situated on 1/2 an acre with views of the Indian River. This beautifully designed 3-bedroom, 2-bathroom residence offers a comfortable and stylish layout perfect for both relaxing and entertaining. The breezes from the Intracoastal are refreshing and your community day dock is steps away from your front door! Fish, Swim and watch the gorgeous sunsets and sunrises - all you need to live the Florida Lifestyle. Step inside to find sleek tile floors throughout and a well-appointed kitchen with pass through window to the patio. The open-concept living area is enhanced by a charming fireplace, creating a warm and inviting atmosphere. The spacious primary suite is offers many windows letting to let the light in and boasts a luxurious ensuite bathroom with a double sink vanity, separate shower, and a relaxing soaking tub. A generous walk-in closet provides ample storage space. There are an additional 2 bedrooms, both generous sized and the second bathroom has been renovated and also features modern finishes designed for convenience and comfort. A large flex-room found off the living room, could also be used as an additional bedrooom with a walk in closet. It was recently enhanced with impact sliders that open to the side yard. Step outdoors to enjoy your private oasis, ideal for making the most of Florida living. Take a dip in the pool and spa, relax on the patio, or take advantage of the fully fenced yard for privacy and to store your boat, RV and outdoor toys. With ample space, thoughtful design, and an array of desirable features, this home at 12744 Refuge Ln is ready to welcome its next owner. Don't miss the opportunity to make it yours—schedule a showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,291
Sqft
0.53 ac
Lot size
2
Garage
1986
Year built
1
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,979 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,979/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20%
$/sqft vs Jensen Beach actives
$303 vs $347
Days on market
40 vs 75 typical
Where $303/sqft sits among the 170 Jensen Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jensen Beach
Get to know Jensen Beach. See the full Jensen Beach guide →
JENSEN BEACH 34957 — neighborhood snapshot
Population
23,094
Median age
58.5
Median income
$65,658
Median home value
$378,500
Avg household
2.05
Households w/ children
1,635
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jensen Beach market
$476K → $475K
Jensen Beach median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
11 of 170
Jensen Beach actives have cut their price
Median sold price, Jensen Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 159% above the JENSEN BEACH 34957 median. See the full Jensen Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 12744 Refuge Lane
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$725,000
12742 Refuge Lane, Jensen Beach FL 34957 · same community
4 bd · 3 ba · 2,476 sqft · $293/sqft · 57 DOM
Sold · Jun ’26$384,000
2392 SE Berkshire Boulevard SE, Port St. Lucie FL 34952
4 bd · 2 ba · 2,274 sqft · $169/sqft · 17 DOM
Sold · Jun ’26$402,000
2290 SE Baron Street, Port St. Lucie FL 34952
3 bd · 2 ba · 1,994 sqft · $202/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12744 Refuge Lane — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12744 Refuge Lane — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12744 Refuge Lane FAQs
What would the monthly payment be for 12744 Refuge Lane, Jensen Beach FL 34957?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,979/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12744 Refuge Lane, Jensen Beach FL 34957?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12744 Refuge Lane, Jensen Beach FL 34957?+
The most recent tax bill on record (2025) was $8,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12744 Refuge Lane, Jensen Beach FL 34957?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jensen Beach?+
At $695,000, this home is listed about 54% above the Jensen Beach median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12744 Refuge Lane, Jensen Beach FL 34957?+
Jensen Beach High School (high), Jensen Beach Elementary School (elementary), Stuart Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$695,000 runs 159% above the JENSEN BEACH 34957 median — but at 2,291 sqft it's also nearly twice the size of the typical Jensen Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Jensen Beach High School, Jensen Beach Elementary School, Stuart Middle School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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