David Ramirez
$1,235,0003 bd2 ba2,091 sqft$591 /sqft$8,432 /mo all-in ↓

21020 Highland Lakes Boulevard, Miami FL 33179, MIAMI, FL, 33179

Active41 days on marketListed Jul 5, 2026MLS #B26049334

Single Family ResidenceHIGHLAND LAKES SEC 3

About this home

21020 Highland Lakes Boulevard, Miami FL 33179

Welcome to this gorgeously renovated residence in the highly sought-after gated community of Highland Lakes, North Miami Beach. Updated with premium finishes throughout, this stunning ranch-style home offers an exceptional open-concept layout designed for luxurious living and effortless entertaining. The heart of the home is a massive chef's kitchen with a grand center island flowing seamlessly into an expansive living room. Elegant marble flooring and recessed lighting throughout create a sophisticated atmosphere with ample opportunity for personalization. Complete impact glass, dedicated laundry room, and fully fenced yard with a patio. Zoned for top-rated schools, included Krop Senior High, minutes from Aventura Mall, fine dining, houses of worship, and easy I-95 access. Move-in ready.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,091

Sqft

0.19 ac

Lot size

1961

Year built

1

Levels

$591

Per sqft

Pets allowed

Inside

FlooringMarble · Tile
AppliancesElectric Water Heater · Dishwasher · Dryer · Free-Standing Freezer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorCooking Island · French Doors · No Interior Features
CoolingCentral Air
HeatingCentral

Outside & construction

RoofComp Shingle Roof · Shingle
ConstructionCBS Construction · Stone · Stucco
FacesEast
Parking2 Or More Spaces · Driveway · Paver Block
ExteriorBarbeque

Community & fees

Taxes (2025)$13,743/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,432 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,664
PMI (est., until 20% equity)$463
Property tax — 2025 actual bill$1,145
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $123,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $123,500
Interest rate6.00%
Loan term

Estimated payment

$8,432/mo

Principal & interest$6,664
PMI (est., until 20% equity)$463
Property taxes (actual bill)$1,145
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$678KedgeAI estimate $1,002,962 · range $707K$1.2M$1.3M

vs edgeAI estimate

+23.1%

$/sqft vs Miami actives

$591 vs $511

Days on market

41 vs 66 typical

Where $591/sqft sits among the 400 Miami actives

160
103 · this home
55
29
19
34
$184–416$416–648$648–881$881–1113$1113–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Highland Lakes

Map of 21020 Highland Lakes Boulevard, Miami FL 33179 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Highland Lakes — neighborhood snapshot

Population

2,103

Median age

40

Median income

$123,774

Median home value

$805,763

Avg household

3

Households w/ children

244

For the school run

Dade County School District

MiddleHighland Oaks Middle School★★★★★
ElementaryVirginia A Boone-Highland Oaks School★★★★
HighDr. Michael M. Krop Senior High★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

36 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 648% above the MIAMI 33179 median. See the full Miami market guide →

Paper trail

This home's history

Jul 5, 2026Listed at $1,235,000 · 41 days on market since
1961Built · HIGHLAND LAKES SEC 3

Reality check

What actually sold near 21020 Highland Lakes Boulevard

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19510 NE 19th Ave, Miami FL 33179Sold · Nov ’25

$960,000

19510 NE 19th Ave, Miami FL 33179

3 bd · 2 ba · 2,088 sqft · $460/sqft · 133 DOM

2180 NE 197th Ter, Miami FL 33179Sold · Mar ’26

$1,250,000

2180 NE 197th Ter, Miami FL 33179

4 bd · 3 ba · 2,099 sqft · $596/sqft · 0 DOM

19520 NE 19th Ave, Miami FL 33179Sold · Sep ’25

$1,035,000

19520 NE 19th Ave, Miami FL 33179

3 bd · 2 ba · 2,121 sqft · $488/sqft · 121 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 21020 Highland Lakes Boulevard — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21020 Highland Lakes Boulevard — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

21020 Highland Lakes Boulevard FAQs

What would the monthly payment be for 21020 Highland Lakes Boulevard, Miami FL 33179?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,432/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 21020 Highland Lakes Boulevard, Miami FL 33179?+

The most recent tax bill on record (2025) was $13,743. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 21020 Highland Lakes Boulevard, Miami FL 33179?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $1,235,000, this home is listed about 102% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 21020 Highland Lakes Boulevard, Miami FL 33179?+

Highland Oaks Middle School (middle), Virginia A Boone-Highland Oaks School (elementary), Dr. Michael M. Krop Senior High (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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