271 Naylor NE, Palm Bay FL 32907, PALM BAY, FL, 32907
Active38 days on marketListed Jul 6, 2026MLS #B26049201
About this home
271 Naylor NE, Palm Bay FL 32907
4 BR, 2 BA totally updated. Exterior features all new thermo windows t/o, garage door with EGDO, new springs & rail, Architectural roof installed 2020. Freshly painted screened in patio with 24x24 tile floor and new lighting. New garage access doors, frosted glass door in family. .37 fenced in lot. Interior features new vinyl flooring t/o. 6" baseboard, wide window & door casing. New 2 panel doors, 7 ceiling fans & new light fixtures. LED can lighting t/o most of home. Kitchen features 42" white shaker soft close cabinets, quartz counters, big island center, ceramic backsplash, deep SS sink & SS appliances, all new except microwave )2020). Lg Master bedroom with big walk in closet. Both baths updated with light up mirrors, vanity, tile floor & walls. Split to be installed in family room.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,214
Sqft
0.37 ac
Lot size
2
Garage
1984
Year built
1
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.2%
$/sqft vs Palm Bay actives
$185 vs $207
Days on market
38 vs 42 typical
Where $185/sqft sits among the 369 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32907 — neighborhood snapshot
Population
48,352
Median age
44.5
Median income
$71,827
Median home value
$253,700
Avg household
2.9
Households w/ children
5,037
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
97 of 369
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the PALM BAY 32907 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 271 Naylor NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$275,000
399 NE PEPPER STREET · same community
4 bd · 2 ba · 2,259 sqft · $122/sqft · 56 DOM
Sold · Jun ’26$489,900
797 NEVADA DRIVE NE · same community
4 bd · 3 ba · 2,432 sqft · $201/sqft · 43 DOM
Sold · Dec ’25$260,925
271 NAYLOR STREET NE · same community
3 bd · 2 ba · 1,959 sqft · $133/sqft · 194 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 271 Naylor NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 271 Naylor NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
271 Naylor NE FAQs
What would the monthly payment be for 271 Naylor NE, Palm Bay FL 32907?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,200/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 271 Naylor NE, Palm Bay FL 32907?+
The most recent tax bill on record (2022) was $5,336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 271 Naylor NE, Palm Bay FL 32907?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $410,000, this home is listed about 17% above the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 271 Naylor NE, Palm Bay FL 32907?+
Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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