14582 Sunny Waters Lane, Delray Beach FL 33484, DELRAY BEACH, FL, 33484
Active44 days on marketListed Jul 4, 2026MLS #B26048743
About this home
14582 Sunny Waters Lane, Delray Beach FL 33484
Spacious 2-bed 2-bath Single-Family home with a 2-car garage! Versatile flex space is ideal for a den, home office, or additional living area, plus a large bonus room provides multiple possibilities. Major exterior improvements are already complete: NEW ROOF, NEW IMPACT WINDOWS THROUGHOUT, FRESH EXT PAINT, GUTTERS and a NEW PRIVACY HEDGE in the backyard. Interior has been well maintained and is in great condition—offering a blank slate ready for your personal style and updates. The big-ticket items are done—bring your vision and make this home your own! Enjoy one of the area's lowest HOA fees at just $198/month, which includes high-speed fiber internet and cable TV and all Community amenities. Bring your furry family members—pets are welcome! No size restrictions.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,709
Sqft
0.18 ac
Lot size
2
Garage
1979
Year built
1
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,028 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,028/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs Delray Beach actives
$234 vs $241
Days on market
44 vs 61 typical
Where $234/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coco Wood Lakes
Get to know Delray Beach. See the full Delray Beach guide →
Coco Wood Lakes — neighborhood snapshot
Population
533
Median age
71
Median income
$49,097
Median home value
$298,800
Avg household
1
Households w/ children
13%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 167% above the DELRAY BEACH 33484 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 14582 Sunny Waters Lane
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$550,000
14624 Country Side Lane, Delray Beach FL 33484 · same community
2 bd · 2 ba · 1,639 sqft · $336/sqft · 175 DOM
Sold · Mar ’26$584,000
14656 Country Side Lane, Delray Beach FL 33484 · same community
2 bd · 2 ba · 1,884 sqft · $310/sqft · 89 DOM
Sold · Aug ’25$570,000
7020 Demedici Cir, Delray Beach FL 33446
2 bd · 2 ba · 1,894 sqft · $301/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14582 Sunny Waters Lane — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14582 Sunny Waters Lane — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14582 Sunny Waters Lane FAQs
What would the monthly payment be for 14582 Sunny Waters Lane, Delray Beach FL 33484?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,028/mo — principal and interest, the actual property-tax bill, the $198/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14582 Sunny Waters Lane, Delray Beach FL 33484?+
The association fee works out to $198 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14582 Sunny Waters Lane, Delray Beach FL 33484?+
The most recent tax bill on record (2025) was $1,673. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14582 Sunny Waters Lane, Delray Beach FL 33484?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $399,900, this home is listed about 48% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 14582 Sunny Waters Lane, Delray Beach FL 33484?+
Carver Middle School (middle), Spanish River Community High School (high), Hagen Road Elementary School (elementary), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 167% above the DELRAY BEACH 33484 median — but at 1,709 sqft it's also 45% larger than the typical Delray Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Carver Middle School, Spanish River Community High School, Hagen Road Elementary School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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