185 High Point Terrace E # B, Delray Beach FL 33445, DELRAY BEACH, FL, 33445
Active32 days on marketListed Jul 3, 2026MLS #B26048545
About this home
185 High Point Terrace E # B, Delray Beach FL 33445
True pride of ownership shines throughout this beautifully maintained 1-bedroom, 1.5-bath villa with a versatile bonus room. Meticulously cared for over the years, this home features new tile flooring throughout and fresh interior paint, creating a light, bright, and move-in-ready space. The spacious primary bedroom is filled with natural light and offers a large walk-in closet along with a beautifully renovated en-suite shower. Just off the primary suite, the enclosed bonus room provides flexible living space—perfect for a home office, hobby room, reading nook, or additional storage. This inviting villa is ready for its next owner to move in and make it their own! Amazing amenities ! Conveniently located just minutes from vibrant Downtown Delray Beach, offering an array of shopping, dining, entertainment, and beautiful beaches.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
1,000
Sqft
0 ac
Lot size
1971
Year built
1
Levels
$115
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,616 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,616/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.6%
$/sqft vs HIGH POINT OF DELRAY BEACH
$115 vs $151
Days on market
32 vs 61 typical
Where $115/sqft sits among the 7 homes for sale in HIGH POINT OF DELRAY BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside High Point Of Delray
Get to know Delray Beach. See the full Delray Beach guide →
High Point Of Delray — neighborhood snapshot
Population
2,391
Median age
64
Median income
$56,796
Median home value
$158,558
Avg household
2
Households w/ children
145
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
0 of 7
HIGH POINT OF DELRAY BEACH have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the DELRAY BEACH 33445 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 185 High Point Terrace E # B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$205,000
557 High Point Drive # C, Delray Beach FL 33445 · same community
1 bd · 1.5 ba · 994 sqft · $206/sqft · 98 DOM
Sold · Nov ’25$115,000
505 High Point Boulevard N # B, Delray Beach FL 33445 · same community
1 bd · 1.5 ba · 994 sqft · $116/sqft · 80 DOM
Sold · Jun ’26$155,000
922 South Drive, Delray Beach FL 33445 · same community
1 bd · 1.5 ba · 994 sqft · $156/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 185 High Point Terrace E # B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 185 High Point Terrace E # B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
185 High Point Terrace E # B FAQs
What would the monthly payment be for 185 High Point Terrace E # B, Delray Beach FL 33445?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,616/mo — principal and interest, the actual property-tax bill, the $525/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 185 High Point Terrace E # B, Delray Beach FL 33445?+
The association fee works out to $525 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 185 High Point Terrace E # B, Delray Beach FL 33445?+
The most recent tax bill on record (2025) was $2,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 185 High Point Terrace E # B, Delray Beach FL 33445?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $115,000, this home is listed about 57% below the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 185 High Point Terrace E # B, Delray Beach FL 33445?+
Atlantic High School (high), Carver Middle School (middle), Crosspointe Elementary School (elementary), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DELRAY BEACH 33445 market on paper
$115,000 is 42% below the DELRAY BEACH 33445 median of $200,000, and at $115/sqft it sits under the Delray Beach average of $379.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $525/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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