8780 SW Fishermans Wharf Drive, Stuart FL 34997, STUART, FL, 34997
Active43 days on marketListed Jul 3, 2026MLS #B26048291
About this home
8780 SW Fishermans Wharf Drive, Stuart FL 34997
Welcome to this beautifully updated 4-bedroom, 2.5-bath pool home, perfectly positioned on a quiet cul-de-sac in the highly sought-after gated community of Locks Landing. From the moment you enter through the new striking modern impact-rated front door, you'll appreciate the spacious layout featuring a formal living room and formal dining room, ideal for entertaining, along with a large family room that opens seamlessly to the kitchen and breakfast room. The updated kitchen is the heart of the home, showcasing granite countertops, abundant cabinetry, and new 2024 appliances. The spacious primary suite provides a relaxing retreat with direct access to the lanai and features a beautifully remodeled spa-inspired bathroom complete with a large walk-in shower with frameless glass enclosure, a luxurious soaking tub, modern double vanity, elegant new tile flooring, and designer finishes throughout. Step outside to your own private backyard oasis where a recently resurfaced screened pool and spa overlook a tranquil preserve, creating the perfect setting for relaxing or entertaining year-round. The expansive screened lanai offers plenty of room to enjoy Florida's outdoor lifestyle while surrounded by the privacy and natural beauty of the preserve. Additional updates include a 2020 metal roof, 2023 air conditioning system, and a 2024 water heater, providing years of worry-free ownership. Locks Landing is one of Martin County's premier gated waterfront communities, offering 60 privately deeded ocean-access boat slips, a private boat ramp, and secure boat/trailer storage. Conveniently located near shopping, dining, top-rated schools, beaches, and major highways, this exceptional home offers the perfect combination of luxury, privacy, and an active Florida
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,404
Sqft
37 ac
Lot size
2
Garage
1998
Year built
1
Levels
$333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,334 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,334/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.8%
$/sqft vs Stuart actives
$333 vs $266
Days on market
43 vs 66 typical
Where $333/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Locks Landing
Get to know Stuart. See the full Stuart guide →
Locks Landing — neighborhood snapshot
Population
1,132
Median age
53
Median income
$62,193
Median home value
$432,800
Avg household
3
Households w/ children
69%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
41 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 8780 SW Fishermans Wharf Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$742,000
8783 SW Fishermans Wharf Drive, Stuart FL 34997 · same community
4 bd · 2.5 ba · 2,764 sqft · $268/sqft · 183 DOM
Sold · Feb ’26$632,500
8895 SW Fishermans Wharf Drive, Stuart FL 34997 · same community
3 bd · 2 ba · 1,996 sqft · $317/sqft · 3 DOM
Sold · Jun ’26$800,000
8577 SW Sea Captain Drive, Stuart FL 34997 · same community
3 bd · 3 ba · 1,991 sqft · $402/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8780 SW Fishermans Wharf Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8780 SW Fishermans Wharf Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8780 SW Fishermans Wharf Drive FAQs
What would the monthly payment be for 8780 SW Fishermans Wharf Drive, Stuart FL 34997?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,334/mo — principal and interest, the actual property-tax bill, the $134/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8780 SW Fishermans Wharf Drive, Stuart FL 34997?+
The association fee works out to $134 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8780 SW Fishermans Wharf Drive, Stuart FL 34997?+
The most recent tax bill on record (2025) was $5,077. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8780 SW Fishermans Wharf Drive, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $800,000, this home is listed about 85% above the Stuart median of $431,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8780 SW Fishermans Wharf Drive, Stuart FL 34997?+
Crystal Lake Elementary School (elementary), South Fork High School (high), Dr. David L. Anderson Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$800,000 runs 106% above the STUART 34997 median — but at 2,404 sqft it's also 59% larger than the typical Stuart listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Crystal Lake Elementary School, South Fork High School, Dr. David L. Anderson Middle School — Crystal Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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