410 Coconut Drive, Key Largo FL 33037, KEY LARGO, FL, 33037
Active37 days on marketListed Jul 1, 2026MLS #B26047613
About this home
410 Coconut Drive, Key Largo FL 33037
Enjoy this laidback, traditional 2/2 stilt style home in Key Largo. This vacation home features a carport and storage downstairs, along with a washer/dryer, and plenty of space to relax after a day of boating. Newer metal roof, newer A/C, impact windows, new hot water heater, and low maintenance artificial turf. Check out the 3x3 video wall in the living room for days in. Comfortable accommodations with two bedrooms and two full bathrooms, fully stocked with towels, linens n more. The thoughtful layout maximizes the available square footage to create functional spaces for everyday living and entertaining. The second bedroom is currently a bunk room that sleeps 4 people but could be changed. Open to short term or longer term leases. High season will be $3K per month & 30 day minimum stay.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
912
Sqft
0.11 ac
Lot size
1991
Year built
1
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Key Largo actives
$3 vs $723
Days on market
37 vs 71 typical
Where $3/sqft sits among the 111 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
10 of 111
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 410 Coconut Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$275,000
103 Tree Ln, Tavernier FL 33070
2 bd · 2.5 ba · 795 sqft · $346/sqft · 213 DOM
Sold · Sep ’25$720,000
111 Tweedy Pie Ter, Key Largo FL 33037
2 bd · 2 ba · 1,152 sqft · $625/sqft · 25 DOM
Sold · Aug ’25$1,015,000
96000 Overseas Hwy, Key Largo FL 33037
2 bd · 2 ba · 1,278 sqft · $794/sqft · 199 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 410 Coconut Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 410 Coconut Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
410 Coconut Drive FAQs
What would the monthly payment be for 410 Coconut Drive, Key Largo FL 33037?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 410 Coconut Drive, Key Largo FL 33037?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Largo?+
At $2,800, this home is listed about 100% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 410 Coconut Drive, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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