637 46th Street, West Palm Beach FL 33407, WEST PALM BEACH, FL, 33407
Active50 days on marketListed Jun 30, 2026MLS #B26046956
About this home
637 46th Street, West Palm Beach FL 33407
Perfect for investors and First Time Homebuyers. This versatile property is currently tenant-occupied and generating $3,600 per month in rental income. The downstairs unit features 3 bedrooms and 2 bathrooms and is rented for $2,400/month, while the upstairs 1-bedroom, 1-bathroom apartment with its own kitchen is rented for $1,200/month. Continue generating rental income with two separate units or easily convert it into a spacious 4-bedroom single-family home. The property has been extensively updated, including electrical, plumbing, roof, doors, impact windows, tankless water heater, stucco, and fresh interior and exterior paint. Additional improvements include new landscaping with fresh grass, a sprinkler system, and.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,405
Sqft
0.18 ac
Lot size
1925
Year built
2
Levels
$306
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,425 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,425/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs West Palm Beach actives
$306 vs $252
Days on market
50 vs 62 typical
Where $306/sqft sits among the 399 West Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Northwood Legacy
Get to know West Palm Beach. See the full West Palm Beach guide →
Northwood Legacy — neighborhood snapshot
Population
2,633
Median age
31
Median income
$29,851
Median home value
$187,400
Avg household
3
Households w/ children
295
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The West Palm Beach market
$397K → $410K
West Palm Beach median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
43 of 399
West Palm Beach actives have cut their price
Median sold price, West Palm Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the WEST PALM BEACH 33407 median. See the full West Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 637 46th Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$320,000
4903 Pinewood Avenue, West Palm Beach FL 33407 · same community
3 bd · 1 ba · 1,036 sqft · $309/sqft · 38 DOM
Sold · Dec ’25$285,000
633 48th Street, West Palm Beach FL 33407 · same community
3 bd · 1 ba · 875 sqft · $326/sqft · 135 DOM
Sold · Apr ’26$186,000
630 49th St, West Palm Beach FL 33407 · same community
2 bd · 1 ba · 757 sqft · $246/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 637 46th Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 637 46th Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
637 46th Street FAQs
What would the monthly payment be for 637 46th Street, West Palm Beach FL 33407?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,425/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 637 46th Street, West Palm Beach FL 33407?+
The most recent tax bill on record (2025) was $6,516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 637 46th Street, West Palm Beach FL 33407?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in West Palm Beach?+
At $429,999, this home is listed about 37% above the West Palm Beach median of $315,000. The market section on this page shows how the area is trending.
Which schools are assigned to 637 46th Street, West Palm Beach FL 33407?+
West Riviera Elementary School (elementary), John F. Kennedy Middle School (middle), Palm Beach Lakes High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$429,999 runs 79% above the WEST PALM BEACH 33407 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $460,000, now $429,999 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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