
13197 Whistler Mountain Road, Delray Beach FL 33446, DELRAY BEACH, FL, 33446
Active50 days on marketListed Jun 29, 2026MLS #B26046699
About this home
13197 Whistler Mountain Road, Delray Beach FL 33446
Impeccably upgraded 4-bedroom, 4-full-bath Geneva model in the highly sought-after Polo Trace community. From the moment you enter, you'll appreciate the contemporary design, soaring volume ceilings, and elegant porcelain flooring that create a bright, sophisticated living space. A thoughtfully designed floor plan features three bedrooms on the main level and one more bedroom upstairs. The highly upgraded chef's kitchen is the heart of the home, showcasing stainless steel appliances, a double oven, abundant cabinetry, and an open layout perfect for entertaining. The adjoining family room features a custom built-in wall unit with extensive cabinetry and a beverage refrigerator, creating the ideal space for relaxing with family and friends. The luxurious primary suite offers custom his-and-her walk-in closets and a beautifully appointed spa-inspired bath complete with a soaking tub. Upstairs, a private VIP suite with its own loft, bedroom, and full bath provides the perfect retreat for guests or extended family. The true centerpiece of this home is the spectacular outdoor living space. The main living areas and kitchen open seamlessly to an expansive covered patio overlooking the sparkling pool, beautifully landscaped tropical gardens, and tranquil lake views. Designed for year-round enjoyment, the outdoor oasis features shaded seating with TV, a fully equipped summer kitchen with beverage fridge—creating the ultimate setting for entertaining or simply relaxing in your own private, Zen-like retreat. Complete the lifestyle with exceptional resort-style amenities, including The Palms restaurant, multiple sparkling pools, tennis and pickleball courts, bocce, a state-of-the-art fitness center, and a playground—all with low HOA dues. This is more than a home—it's a lifestyle. Must see to appreciate!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,046
Sqft
0.16 ac
Lot size
2
Garage
2021
Year built
2
Levels
$484
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,708 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,708/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.2%
$/sqft vs Delray Beach actives
$484 vs $241
Days on market
50 vs 61 typical
Where $484/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polo Trace Golf And Country Club
Get to know Delray Beach. See the full Delray Beach guide →
Polo Trace Golf And Country Club — neighborhood snapshot
Population
1,429
Median age
60
Median income
$134,883
Median home value
$480,500
Avg household
2
Households w/ children
71%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 961% above the DELRAY BEACH 33446 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 13197 Whistler Mountain Road
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,389,000
12283 Glacier Bay Drive, Boynton Beach FL 33473
3 bd · 3.5 ba · 3,045 sqft · $456/sqft · 38 DOM
Sold · Jun ’26$1,125,000
13230 Avila Beach Cove, Delray Beach FL 33446
3 bd · 3.5 ba · 3,050 sqft · $369/sqft · 80 DOM
Sold · Jun ’26$980,000
11879 Fox Hill Circle, Boynton Beach FL 33473
5 bd · 3 ba · 2,945 sqft · $333/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13197 Whistler Mountain Road — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13197 Whistler Mountain Road — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13197 Whistler Mountain Road FAQs
What would the monthly payment be for 13197 Whistler Mountain Road, Delray Beach FL 33446?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,708/mo — principal and interest, the actual property-tax bill, the $697/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13197 Whistler Mountain Road, Delray Beach FL 33446?+
The association fee works out to $697 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13197 Whistler Mountain Road, Delray Beach FL 33446?+
The most recent tax bill on record (2025) was $16,071. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13197 Whistler Mountain Road, Delray Beach FL 33446?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $1,475,000, this home is listed about 446% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 13197 Whistler Mountain Road, Delray Beach FL 33446?+
Hagen Road Elementary School (elementary), Carver Middle School (middle), Spanish River Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,475,000 runs 961% above the DELRAY BEACH 33446 median — but at 3,046 sqft it's also nearly 3 times the size of the typical Delray Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $697/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Hagen Road Elementary School, Carver Middle School, Spanish River Community High School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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