12349 S Indian River Drive, Jensen Beach FL 34957, JENSEN BEACH, FL, 34957
Active48 days on marketListed Jun 25, 2026MLS #B26045979
About this home
12349 S Indian River Drive, Jensen Beach FL 34957
Build your waterfront dream home on this 1acre homesite on S Indian River Dr overlooking the Intracoastal in beautiful Jensen Beach. Custom build to suit by Rock Solid Structures, known for coastal efficient homes engineered with advanced concrete and composite materials for exceptional strength, energy efficiency, and long term resilience. Features include a flat concrete roof, zero drywall construction, ductless HVAC, and a storm and fire resistant design. This property offers a rare opportunity to create your ideal coastal lifestyle—your waterfront canvas is ready for whatever you imagine. Enjoy pristine Jensen Beach shores, stunning sunrises and sunsets, and the vibrant local scene. Come walk the lot and envision your modern coastal retreat becoming a reality.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,450
Sqft
1 ac
Lot size
2
Garage
2027
Year built
3
Levels
$857
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,973 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,973/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Jensen Beach actives
$857 vs $345
Days on market
48 vs 75 typical
Where $857/sqft sits among the 170 Jensen Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jensen Beach
Get to know Jensen Beach. See the full Jensen Beach guide →
JENSEN BEACH 34957 — neighborhood snapshot
Population
23,094
Median age
58.5
Median income
$65,658
Median home value
$378,500
Avg household
2.05
Households w/ children
1,635
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jensen Beach market
$476K → $475K
Jensen Beach median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
11 of 170
Jensen Beach actives have cut their price
Median sold price, Jensen Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 682% above the JENSEN BEACH 34957 median. See the full Jensen Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 12349 S Indian River Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$725,000
12742 Refuge Lane, Jensen Beach FL 34957
4 bd · 3 ba · 2,476 sqft · $293/sqft · 57 DOM
Sold · Jun ’26$384,000
2392 SE Berkshire Boulevard SE, Port St. Lucie FL 34952
4 bd · 2 ba · 2,274 sqft · $169/sqft · 17 DOM
Sold · Sep ’25$534,700
2131 SE South Buttonwood, Port St. Lucie FL 34952
4 bd · 3 ba · 2,677 sqft · $200/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12349 S Indian River Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12349 S Indian River Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12349 S Indian River Drive FAQs
What would the monthly payment be for 12349 S Indian River Drive, Jensen Beach FL 34957?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,973/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12349 S Indian River Drive, Jensen Beach FL 34957?+
The most recent tax bill on record (2025) was $8,331. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12349 S Indian River Drive, Jensen Beach FL 34957?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jensen Beach?+
At $2,100,000, this home is listed about 367% above the Jensen Beach median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12349 S Indian River Drive, Jensen Beach FL 34957?+
Jensen Beach High School (high), Jensen Beach Elementary School (elementary), Stuart Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,100,000 runs 682% above the JENSEN BEACH 34957 median — but at 2,450 sqft it's also nearly twice the size of the typical Jensen Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Jensen Beach High School, Jensen Beach Elementary School, Stuart Middle School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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