103 NE 28th Street, Boca Raton FL 33431, BOCA RATON, FL, 33431
Active48 days on marketListed Jun 26, 2026MLS #B26045787
About this home
103 NE 28th Street, Boca Raton FL 33431
LOCATION! LOCATION! LOCATION! 2 STOREY APT LOCATED IN BOCA. LIVING ROOM IS LIGHT & BRIGHT WITH HIGH CEILINGS. COOK DINNER IN UPDATED KITCHEN WITH STAINLESS STEEL APPLIANCES AND ENJOY IN COZY DINING AREA WITH HALF BATH TUCKED AWAY ALL ON THE 1ST FLOOR. MASTER BEDROOM WITH LARGE CLOSET, PATIO ACCESS AND UPDATED BATH ALSO ON THE 1ST FLOOR. WASHER AND DRYER IN LAUNDRY/UTILITY ROOM WITH PTIO ACCESS ALSO ON THE FIRST FLOOR. 2 LARGE BEDROOMS ON THE 2ND FLOOR WITH FULL BATH TO SHARE. AMPLE CLOSET SPACE IN ALL THREE ROOMS. LARGE SIDE YARD
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,400
Sqft
1982
Year built
2
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Boca Raton actives
$2 vs $323
Days on market
48 vs 56 typical
Where $2/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chatham Hills
Get to know Boca Raton. See the full Boca Raton guide →
Chatham Hills — neighborhood snapshot
Population
978
Median age
44
Median income
$75,077
Median home value
$471,400
Avg household
2
Households w/ children
79%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
51 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BOCA RATON 33431 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 103 NE 28th Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$690,000
3098 NE 5th Avenue, Boca Raton FL 33431 · same community
3 bd · 2 ba · 1,464 sqft · $471/sqft · 101 DOM
Sold · May ’26$705,000
246 NE 30th Street, Boca Raton FL 33431 · same community
3 bd · 2 ba · 1,528 sqft · $461/sqft · 19 DOM
Sold · Jun ’26$600,000
456 NE 28th Terrace, Boca Raton FL 33431 · same community
2 bd · 2 ba · 1,222 sqft · $491/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 103 NE 28th Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103 NE 28th Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
103 NE 28th Street FAQs
What would the monthly payment be for 103 NE 28th Street, Boca Raton FL 33431?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 103 NE 28th Street, Boca Raton FL 33431?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Raton?+
At $3,300, this home is listed about 99% below the Boca Raton median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 103 NE 28th Street, Boca Raton FL 33431?+
J. C. Mitchell Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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