4796 SE Manatee Terrace, Stuart FL 34997, STUART, FL, 34997
Active33 days on marketListed Jun 23, 2026MLS #B26045750
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,884
Sqft
0.26 ac
Lot size
2
Garage
1973
Year built
1
Levels
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,514 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,514/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$343 vs $265
Days on market
33 vs 94 typical
Where $343/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hecky's Allotment
Get to know Stuart. See the full Stuart guide →
Hecky's Allotment — neighborhood snapshot
Population
665
Median age
56
Median income
$99,038
Median home value
$491,900
Avg household
3
Households w/ children
58%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 4796 SE Manatee Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$720,000
4732 SE Starling Way, Stuart FL 34997 · same community
3 bd · 3.5 ba · 2,097 sqft · $343/sqft · 170 DOM
Sold · Aug ’25$590,000
4931 SE Pompano Terrace, Stuart FL 34997 · same community
3 bd · 2 ba · 1,613 sqft · $366/sqft · 35 DOM
Sold · Sep ’25$567,300
3411 SE Fairway W, Stuart FL 34997
3 bd · 2 ba · 1,907 sqft · $297/sqft · 243 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4796 SE Manatee Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4796 SE Manatee Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4796 SE Manatee Terrace FAQs
What would the monthly payment be for 4796 SE Manatee Terrace, Stuart FL 34997?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,514/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4796 SE Manatee Terrace, Stuart FL 34997?+
The most recent tax bill on record (2025) was $7,533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4796 SE Manatee Terrace, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $645,750, this home is listed about 144% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4796 SE Manatee Terrace, Stuart FL 34997?+
Port Salerno Elementary School (elementary), Murray Middle School (middle), South Fork High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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