1080 NW 19th Terrace, Delray Beach FL 33445, DELRAY BEACH, FL, 33445
Active50 days on marketListed Jun 25, 2026MLS #B26045701
About this home
1080 NW 19th Terrace, Delray Beach FL 33445
Beautiful waterfront home in desirable boating community with direct access to Lake Ida. The living room and dining room have cathedral ceilings with wood laminate flooring. Large updated eat-in kitchen w/granite, stainless steel appliances and sliders to covered tiled screened patio. Over-sized master suite with large walk-in closet plus extra closet. Master bath has separate shower and vanity area. Guest bedroom with plenty of closet space and large windows. Guest bath has shower/tub combo. 3rd bedroom has lots of windows and large closet. Large tiled, screened patio w/view of yard and waterfront. Yard is fenced for privacy. The two car garage is perfect for all your toys. HOA maintains front and back lawn care, sprinklers. HOA maintains front and back lawn care, sprinklers. HOA includes security, lawn care, community pool, Jacuzzi, 3 tennis courts, basketball, picnic area & sprinklers off the lake. Minutes to downtown Atlantic Ave with outdoor cafes, shops & entertainment and of course, the miles of pristine sandy beaches.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,603
Sqft
2
Garage
1984
Year built
1
Levels
$359
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,406 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,406/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−37.1%
$/sqft vs Delray Beach actives
$359 vs $241
Days on market
50 vs 61 typical
Where $359/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rainberry Lake
Get to know Delray Beach. See the full Delray Beach guide →
Rainberry Lake — neighborhood snapshot
Population
1,041
Median age
64
Median income
$64,155
Median home value
$264,597
Avg household
2
Households w/ children
42%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the DELRAY BEACH 33445 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1080 NW 19th Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$623,500
1130 NW 18th Avenue, Delray Beach FL 33445 · same community
3 bd · 2 ba · 1,434 sqft · $435/sqft · 7 DOM
Sold · Jun ’26$642,500
325 Atlantic Grove Way, Delray Beach FL 33444
2 bd · 2.5 ba · 1,596 sqft · $403/sqft · 85 DOM
Sold · Oct ’25$375,000
139 NW 12th Ave, Delray Beach FL 33444
4 bd · 2 ba · 1,579 sqft · $237/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1080 NW 19th Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1080 NW 19th Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1080 NW 19th Terrace FAQs
What would the monthly payment be for 1080 NW 19th Terrace, Delray Beach FL 33445?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,406/mo — principal and interest, the actual property-tax bill, the $225/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1080 NW 19th Terrace, Delray Beach FL 33445?+
The association fee works out to $225 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1080 NW 19th Terrace, Delray Beach FL 33445?+
The most recent tax bill on record (2025) was $8,429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1080 NW 19th Terrace, Delray Beach FL 33445?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $575,000, this home is listed about 113% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1080 NW 19th Terrace, Delray Beach FL 33445?+
Crosspointe Elementary School (elementary), Atlantic High School (high), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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