4789 Valencia Drive, Delray Beach FL 33445, DELRAY BEACH, FL, 33445
Active45 days on marketListed Jun 26, 2026MLS #B26045634
About this home
4789 Valencia Drive, Delray Beach FL 33445
Delray's hidden gem, Hammock Reserve, awaits! Nestled behind three gated entrances and surrounded by five serene lakes and a 5 acre nature preserve, Hammock Reserve is an intimate community of just 273 single family homes offering privacy and space in Central East Delray. With tree lined streets, scenic walking paths, and beautiful lake views throughout, it's easy to see why so many residents fall in love with the lifestyle here. Situated on a premium pie shaped lakefront lot along one of the community's quietest streets, this completely renovated residence has been thoughtfully redesigned from top to bottom with exceptional attention to detail. Wide plank engineered European oak flooring flows throughout the home, complemented by designer lighting and elevated finishes at every turn. At the heart of the home is a completely reimagined kitchen complete with custom cabinetry, a stunning waterfall island, designer white appliances accented by brass hardware, a built in beverage center, drawer microwave, custom floating shelves, and under cabinet lighting. The spa inspired bathrooms feature oversized designer tile, floating vanities, Moen fixtures, electric bidet toilets, and modern finishes. Solid core interior doors, custom closet systems, fresh interior and exterior paint, new epoxy garage flooring, and a 2023 roof further reflect the exceptional attention to detail found throughout the home. Soaring ceilings and an open, airy floor plan create an immediate sense of space and quality. Beautiful, peaceful lake views and an extended driveway complete this exceptional property. Hammock Reserve is an all ages community designed for easy, low maintenance living. Zoned for A+ rated Boca Raton schools and just minutes from Atlantic Avenue, the beach, and the Delray Beach Golf Club's $30 million renovation, the location is unbeatable. With quick access to I95, travel to West Palm Beach, Fort Lauderdale, and Miami is effortless. A rare opportunity to own a truly turnkey lakefront home in one of Delray Beach's most sought after gated communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,711
Sqft
0.18 ac
Lot size
2
Garage
1999
Year built
1
Levels
$555
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,462 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,462/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.7%
$/sqft vs Delray Beach actives
$555 vs $243
Days on market
45 vs 61 typical
Where $555/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Reserve
Get to know Delray Beach. See the full Delray Beach guide →
Hammock Reserve — neighborhood snapshot
Population
1,141
Median age
53
Median income
$81,250
Median home value
$620,500
Avg household
2
Households w/ children
75%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 375% above the DELRAY BEACH 33445 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4789 Valencia Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$603,500
4780 Blossom Drive, Delray Beach FL 33445 · same community
3 bd · 2 ba · 1,711 sqft · $353/sqft · 165 DOM
Sold · Dec ’25$615,000
2048 Valencia Drive, Delray Beach FL 33445 · same community
3 bd · 2 ba · 1,567 sqft · $392/sqft · 59 DOM
Sold · Jun ’26$975,000
4175 Bay Laurel Way, Boca Raton FL 33487
4 bd · 2 ba · 1,743 sqft · $559/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4789 Valencia Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4789 Valencia Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4789 Valencia Drive FAQs
What would the monthly payment be for 4789 Valencia Drive, Delray Beach FL 33445?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,462/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4789 Valencia Drive, Delray Beach FL 33445?+
The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4789 Valencia Drive, Delray Beach FL 33445?+
The most recent tax bill on record (2025) was $5,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4789 Valencia Drive, Delray Beach FL 33445?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $949,000, this home is listed about 251% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 4789 Valencia Drive, Delray Beach FL 33445?+
Orchard View Elementary School (elementary), Spanish River Community High School (high), Omni Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$949,000 runs 375% above the DELRAY BEACH 33445 median — but at 1,711 sqft it's also 46% larger than the typical Delray Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Orchard View Elementary School, Spanish River Community High School, Omni Middle School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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