David Ramirez
$549,999$575,0002 bd2.5 ba1,818 sqft$303 /sqft$5,764 /mo all-in ↓

50 SE Ocean Boulevard # 302, Stuart FL 34994, STUART, FL, 34994

Active30 days on marketListed Jun 25, 2026MLS #B26045612

Reduced $25KCondominiumEsplanade/Downtown Stuart,Esplanade/Downtown S

About this home

50 SE Ocean Boulevard # 302, Stuart FL 34994

Fully Updated Penthouse-Level Residence beautifully updated 2-bedroom, 2.5-bathroom — the largest of only five private condos in the landmark Esplanade building in downtown Stuart. With private residential lobby and elevator access, high ceilings, crown molding, real wood floors, a gourmet kitchen, beautiful built-ins, and a dedicated office space, it has been freshly painted with a new roof and all mechanical systems recently updated — so you can enjoy carefree, low-maintenance living from day one. Imagine waking up in the heart of the Sailfish Capital of the World and stepping onto your expansive covered balcony to the sounds of the St. Lucie River and the easy rhythm of coastal life. This rare top-floor home places you at the center of one of Florida's most authentic waterfront communities — where the boating lifestyle isn't just something you do on weekends, it's part of everyday living. From your front-row perch above Confusion Corner, you're moments from world-class fishing grounds and direct ocean access via the St. Lucie Inlet. Launch your boat in the morning and be offshore chasing sailfish, mahi, or kingfish by midday. In the evening, cruise back in for dinner at a marina-front restaurant or anchor at a sandbar with friends. Hutchinson Island's pristine, uncrowded beaches are just a short drive away — perfect for sunrise walks, shelling, swimming, or simply soaking in the Atlantic breeze. This is the easy coastal life done right: mornings on the Riverwalk with coffee in hand, afternoons exploring historic downtown boutiques and galleries, and evenings enjoying live music at Rock'n Riverwalk or dinner at Sailor's Return. The acclaimed Elliott Museum and Florida Oceanographic Coastal Center are nearby for days when you want a little culture with your coastal views. And when you're ready for the energy of a bigger city, the upcoming Brightline high-speed rail station in downtown Stuart will offer convenient, car-free access to Miami and Orlando — giving you the freedom to live the relaxed Stuart lifestyle while staying connected to work, events, or weekend getaways in South Florida and beyond. The large covered balcony delivers panoramic views of historic downtown Stuart with distant glimpses of the St. Lucie River — the perfect spot to watch the daily waterfront activity or gather friends for the spectacular Fourth of July fireworks display over the river during America's 250th celebration. Healthcare peace of mind is right nearby with the prestigious Cleveland Clinic Martin North Hospital just minutes away. The entire building features impact glass and a fire sprinkler system, and two covered parking spaces add to the convenience. Whether you're an avid boater, a beach lover, or someone who simply wants the authentic Old Florida coastal lifestyle with modern connectivity, this rare penthouse-level residence offers the best of both worlds. A Must-See to Appreciate The thoughtful updates, craftsmanship, and light-filled spaces truly set this home apart. Special Note to Buyers: This unit is located in a mixed-use (commercial/residential) building. As a result, it will not qualify for conventional financing. Cash buyers or those working with portfolio lenders experienced in mixed-use properties are encouraged. Buyer to independently verify all financing options. Property Highlights: 2 Bedrooms | 2.5 Bathrooms | 1,818 Sq Ft — the largest of only 5 residential condos in the Esplanade (penthouse level) Expansive covered balcony with panoramic downtown views + distant river glimpses Two private balconies total | Private residential lobby & elevator Real wood floors, gourmet kitchen, beautiful built-ins, and dedicated office space Newly painted, new roof, and all mechanical systems recently updated for carefree living Beautifully updated with quality craftsmanship and high-end finishes Built 2007 | Impact glass & fire sprinklers building-wide Covered parking for 2 vehicles Pet-friendly | Coud come turnkey and fully furnished if you wish, Select rental options available Walk to dining, shopping, Riverwalk & future Brightline station Cleveland Clinic Martin North Hospital minutes away Direct St. Lucie River access to the Atlantic Ocean — true boating lifestyle

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,818

Sqft

0 ac

Lot size

2007

Year built

1

Levels

$303

Per sqft

FireplaceOther & River & Other Water View & River View viewPets allowed

Inside

FlooringTile · Wood
AppliancesElectric Water Heater · Dishwasher · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorInterior Hall · Built-in Features · Closet Cabinetry · Cooking Island · Fire Sprinklers · Entrance Foyer · Laundry Tub · Pantry · Roman Tub · Split Bedroom · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s)
LaundryLaundry Tub
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal · Metal Roof
ConstructionConcrete Block Construction
ViewOther · River · Other Water View · River View
FacesNortheast
Parking2 Or More Spaces · Assigned · Awning · Covered · No Boats · No Rv/Boats
ExteriorBalcony · Barbeque

Community & fees

HOA fee$1,550/mo
Taxes (2025)$6,879/yr
PetsYes
CommunityBuyer Approval Required · Mandatory Hoa

Utilities & systems

UtilitiesWater Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,764 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$573
Condo fee — from the listing$1,550
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$5,764/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$573
HOA / condo fee$1,550
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Stuart actives

$303 vs $266

Days on market

30 vs 94 typical

Where $303/sqft sits among the 400 Stuart actives

211
115 · this home
34
7
6
27
$130–276$276–422$422–568$568–714$714–859$859+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stypmann

Map of 50 SE Ocean Boulevard # 302, Stuart FL 34994 inside its neighborhood boundary

Get to know Stuart. See the full Stuart guide →

Stypmann — neighborhood snapshot

Population

555

Median age

41

Median income

$54,333

Median home value

$284,000

Avg household

3

Households w/ children

61%

For the school run

Martin County School District

MiddleStuart Middle School★★★★★
ElementaryJ. D. Parker School Of Technology★★★★
HighJensen Beach High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$220K$1.0M

Stuart median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

42 of 400

Stuart actives have cut their price

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 206% above the STUART 34994 median. See the full Stuart market guide →

Paper trail

This home's history

CurrentPrice reduced to $549,999 $25K
Jun 25, 2026Listed at $575,000 · 30 days on market since
2007Built · Esplanade/Downtown Stuart,Esplanade/Downtown S

Reality check

What actually sold near 50 SE Ocean Boulevard # 302

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

40 SE Sedona Circle # 102, Stuart FL 34994Sold · Jun ’26

$335,000

40 SE Sedona Circle # 102, Stuart FL 34994

3 bd · 2.5 ba · 1,671 sqft · $200/sqft · 114 DOM

624 SW Saint Lucie Crescent # 306, Stuart FL 34994Sold · Jul ’26

$675,000

624 SW Saint Lucie Crescent # 306, Stuart FL 34994

2 bd · 2 ba · 1,561 sqft · $432/sqft · 83 DOM

508 SW South Carolina Dr, Stuart FL 34994Sold · Oct ’25

$1,049,000

508 SW South Carolina Dr, Stuart FL 34994

3 bd · 2.5 ba · 2,111 sqft · $497/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 50 SE Ocean Boulevard # 302 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 50 SE Ocean Boulevard # 302 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

50 SE Ocean Boulevard # 302 FAQs

What would the monthly payment be for 50 SE Ocean Boulevard # 302, Stuart FL 34994?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,764/mo — principal and interest, the actual property-tax bill, the $1,550/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 50 SE Ocean Boulevard # 302, Stuart FL 34994?+

The association fee works out to $1,550 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 50 SE Ocean Boulevard # 302, Stuart FL 34994?+

The most recent tax bill on record (2025) was $6,879. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 50 SE Ocean Boulevard # 302, Stuart FL 34994?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $549,999, this home is listed about 108% above the Stuart median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 50 SE Ocean Boulevard # 302, Stuart FL 34994?+

Stuart Middle School (middle), J. D. Parker School Of Technology (elementary), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$549,999 runs 206% above the STUART 34994 median — but at 1,818 sqft it's also nearly twice the size of the typical Stuart listing.

02Other & River & Other Water View & River View views

The other and river and other water view and river view view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,550/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Stuart Middle School, J. D. Parker School Of Technology, Jensen Beach High School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $575,000, now $549,999 — a $25K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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