500 Scotia Drive # 302, Hypoluxo FL 33462, HYPOLUXO, FL, 33462
Active47 days on marketListed Jun 25, 2026MLS #B26045593
About this home
500 Scotia Drive # 302, Hypoluxo FL 33462
Welcome to Mariners Cay, a gated, all-ages, and pet-friendly Intracoastal community offering resort-style living in a prime waterfront location. This beautifully maintained 3-bedroom, 2-bathroom residence features a 1-car garage and private driveway, combining comfort, convenience, and coastal charm. Inside, you'll find a bright and airy interior with neutral colors and tile flooring throughout. The spacious kitchen offers ample cabinet and counter space along with recessed lighting, making it ideal for both everyday living and entertaining. An interior laundry utility closet includes a washer and dryer for added convenience. The primary suite is filled with natural light and features a ceiling fan, large vanity, and an ensuite bathroom with a tub and glass enclosure. Hurricane impact windows and doors provide peace of mind, while the covered balcony offers the perfect place to relax and enjoy the Florida lifestyle. Residents of Mariners Cay enjoy an impressive array of resort-style amenities, including a heated pool, covered spa/hot tub, clubhouse, fitness center, billiards room, sauna, BBQ area, and a private beach area along the Intracoastal complete with tiki huts. Water sport access areas make it easy to enjoy kayaking, paddleboarding, and more. The roof was replaced in 2023. The 30-gallon water heater and the 2-ton 16 SEER A/C were also replaced in 2023 - both under warranty. Located just steps from the Palm Beach Yacht Center, residents also enjoy convenient access to boat clubs, charters, and marina services. The HOA fee includes water, exterior insurance, and access to all community amenities, making ownership both convenient and affordable.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,162
Sqft
0 ac
Lot size
1
Garage
2001
Year built
1
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,574 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,574/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11%
$/sqft vs Hypoluxo actives
$279 vs $273
Days on market
47 vs 74 typical
Where $279/sqft sits among the 52 Hypoluxo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hypoluxo
Get to know Hypoluxo. See the full Hypoluxo guide →
HYPOLUXO 33462 — neighborhood snapshot
Population
32,495
Median age
42.8
Median income
$72,288
Median home value
$323,600
Avg household
2.53
Households w/ children
3,051
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hypoluxo market
$305K → $628K
Hypoluxo median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
5 of 52
Hypoluxo actives have cut their price
This home is listed 41% above the HYPOLUXO 33462 median. See the full Hypoluxo market guide →
Paper trail
This home's history
Reality check
What actually sold near 500 Scotia Drive # 302
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$255,000
100 Scotia Drive # 206, Hypoluxo FL 33462 · same community
2 bd · 2 ba · 1,147 sqft · $222/sqft · 6 DOM
Sold · Mar ’26$285,000
400 Scotia Drive # 303, Hypoluxo FL 33462 · same community
3 bd · 2 ba · 1,144 sqft · $249/sqft · 240 DOM
Sold · Jun ’26$310,000
1200 Scotia Drive # 404, Hypoluxo FL 33462 · same community
2 bd · 2 ba · 872 sqft · $356/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 500 Scotia Drive # 302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 500 Scotia Drive # 302 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
500 Scotia Drive # 302 FAQs
What would the monthly payment be for 500 Scotia Drive # 302, Hypoluxo FL 33462?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,574/mo — principal and interest, the actual property-tax bill, the $940/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 500 Scotia Drive # 302, Hypoluxo FL 33462?+
The association fee works out to $940 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 500 Scotia Drive # 302, Hypoluxo FL 33462?+
The most recent tax bill on record (2025) was $5,044. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 500 Scotia Drive # 302, Hypoluxo FL 33462?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hypoluxo?+
At $324,500, this home is priced right at the Hypoluxo median.
Which schools are assigned to 500 Scotia Drive # 302, Hypoluxo FL 33462?+
Santaluces Community High (high), Starlight Cove Elementary School (elementary), Lantana Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$324,500 runs 41% above the HYPOLUXO 33462 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $940/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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