1401 SW 28th Terrace, Deerfield Beach FL 33442, DEERFIELD BEACH, FL, 33442
Active53 days on marketListed Jun 25, 2026MLS #B26045411
About this home
1401 SW 28th Terrace, Deerfield Beach FL 33442
This well-maintained 3-bed, 2-bath CBS pool home sits on one of the largest pie-shaped waterfront lots in the highly desirable NO HOA community of Crystal Heights. From the moment you enter, you're greeted by expansive water views and vaulted wood ceilings that create an open, airy feel throughout the main living areas. Situated on a wide waterfront lot, this property offers exceptional outdoor space for entertaining, relaxation, boating, fishing, and even city compliant RV/boat storage. Enjoy a fully fenced backyard (2025 PVC fencing) with a pool, spa with propane heating system, and a screened patio, perfect for seamless indoor/outdoor living. Inside, the home features a split bedroom floor plan, hardwood floors and ceramic tile throughout, and an updated kitchen with black granite countertops, cedar cabinetry, dual pantries, and new stainless steel appliances. The spacious primary suite offers tranquil water views, patio access, a large walk-in closet, dual vanities, and a separate shower/water closet. Major upgrades providing peace of mind and efficiency include: Brand new 3.5-ton HVAC (2026) and Water Heater (2026), full impact windows and doors (double insulated & tinted), solar water heater, RainSoft whole-home water filtration + iSpring 4-stage reverse osmosis system, variable speed Pentair pool pump (2025), roof cleaned & exterior painted (2026), and new shed for additional outdoor storage. Additional features include a dedicated laundry room, spacious secondary bedrooms with large closets, and abundant natural light throughout. Located just minutes from I-95, the Turnpike, Sawgrass Expressway, Deerfield's award winning beaches, The Cove, Coconut Creek Promenade, Mizner Park, and Boca Town Center. Conveniently positioned near major transit including Brightline Boca Station (15 min), FLL (25 min) and MIA (45 min) International Airports. This is a rare opportunity to own a move-in-ready waterfront home with land, privacy, no HOA restrictions, and valuable upgrades in one of South Florida's most sought after neighborhoods. Schedule your private showing today and make this beautiful home yours! Please see brokers remarks for more information.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,910
Sqft
0.19 ac
Lot size
2
Garage
1980
Year built
1
Levels
$382
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,969 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,969/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs CRYSTAL HEIGHTS
$382 vs $427
Days on market
53 vs 76 typical
Where $382/sqft sits among the 6 homes for sale in CRYSTAL HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deerfield Beach
Get to know Deerfield Beach. See the full Deerfield Beach guide →
DEERFIELD BEACH 33442 — neighborhood snapshot
Population
31,146
Median age
51.3
Median income
$53,413
Median home value
$231,400
Avg household
2.04
Households w/ children
3,089
For the school run
Broward County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deerfield Beach market
$557K → $360K
Deerfield Beach median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
0 of 6
CRYSTAL HEIGHTS have cut their price
Median sold price, Deerfield Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 535% above the DEERFIELD BEACH 33442 median. See the full Deerfield Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1401 SW 28th Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$730,000
2658 SW 11th Place N, Deerfield Beach FL 33442 · same community
3 bd · 2 ba · 1,932 sqft · $378/sqft · 67 DOM
Sold · Apr ’26$735,000
1188 SW 24th Terrace, Deerfield Beach FL 33442 · same community
3 bd · 2 ba · 1,865 sqft · $394/sqft · 39 DOM
Sold · Jan ’26$660,000
1462 SW 25th Ave, Deerfield Beach FL 33442 · same community
3 bd · 2 ba · 1,844 sqft · $358/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1401 SW 28th Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1401 SW 28th Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1401 SW 28th Terrace FAQs
What would the monthly payment be for 1401 SW 28th Terrace, Deerfield Beach FL 33442?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,969/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1401 SW 28th Terrace, Deerfield Beach FL 33442?+
The most recent tax bill on record (2025) was $7,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1401 SW 28th Terrace, Deerfield Beach FL 33442?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deerfield Beach?+
At $729,900, this home is listed about 256% above the Deerfield Beach median of $205,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1401 SW 28th Terrace, Deerfield Beach FL 33442?+
Quiet Waters Elementary School (elementary), Deerfield Beach High School (high), Lyons Creek Middle School (middle) — Broward County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$729,900 runs 535% above the DEERFIELD BEACH 33442 median — but at 1,910 sqft it's also nearly twice the size of the typical Deerfield Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $749,900, now $729,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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