6163 SE Riverboat Drive # 1018, Stuart FL 34997, STUART, FL, 34997
Active39 days on marketListed Jun 24, 2026MLS #B26044813
About this home
6163 SE Riverboat Drive # 1018, Stuart FL 34997
Meticulously thought out renovations in this gorgeous 2-bedroom, 2.5-bath townhome. Upstairs offers dual primary suites, each with a private bath and balcony overlooking preserve. With upgrades including B board ceilings, porcelain tile flooring, fresh interior and exterior paint, and a striking redwood staircase. The kitchen features quartz countertops, a large sink, and GE Profile appliances (2020). Major updates include a 2020 A/C system, LG washer and dryer, and poly roof. Enjoy outdoor living from the private garden patio surrounded by lush preserve views. The front-unit location provides additional privacy and convenient access. River Pines residents enjoy private beach access, a scenic boardwalk, kayak storage, swimming pools, tennis and waterfront living along the st lucie river. two swimming pools, tennis and pickleball courts, walking trails, and riverfront recreation. The HOA includes cable, trash, pest control, building insurance and common area maintenance. Two pets permitted and trucks welcome. This property combines updated interior features, outdoor living space, and access to one of Stuart's most amenity-rich waterfront communities.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,288
Sqft
0.03 ac
Lot size
1981
Year built
2
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,619 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,619/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.5%
$/sqft vs Stuart actives
$245 vs $266
Days on market
39 vs 94 typical
Where $245/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside River Pines
Get to know Stuart. See the full Stuart guide →
River Pines — neighborhood snapshot
Population
569
Median age
54
Median income
$137,083
Median home value
$480,900
Avg household
2
Households w/ children
51%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 6163 SE Riverboat Drive # 1018
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$230,000
5922 SE Riverboat Drive # 509, Stuart FL 34997 · same community
2 bd · 2.5 ba · 1,288 sqft · $179/sqft · 7 DOM
Sold · Aug ’25$255,000
6038 SE Riverboat Drive # 716, Stuart FL 34997 · same community
2 bd · 2.5 ba · 1,288 sqft · $198/sqft · 134 DOM
Sold · Jun ’26$275,000
5678 SE Riverboat Drive # 129, Stuart FL 34997
2 bd · 2.5 ba · 1,288 sqft · $214/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6163 SE Riverboat Drive # 1018 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6163 SE Riverboat Drive # 1018 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6163 SE Riverboat Drive # 1018 FAQs
What would the monthly payment be for 6163 SE Riverboat Drive # 1018, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,619/mo — principal and interest, the actual property-tax bill, the $416/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6163 SE Riverboat Drive # 1018, Stuart FL 34997?+
The association fee works out to $416 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6163 SE Riverboat Drive # 1018, Stuart FL 34997?+
The most recent tax bill on record (2025) was $595. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6163 SE Riverboat Drive # 1018, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $315,000, this home is listed about 19% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6163 SE Riverboat Drive # 1018, Stuart FL 34997?+
Murray Middle School (middle), Port Salerno Elementary School (elementary), South Fork High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the STUART 34997 market on paper
$315,000 is 19% below the STUART 34997 median of $389,000, and at $245/sqft it sits under the Stuart average of $375.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $329,000, now $315,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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