David Ramirez
$599,9003 bd2 ba1,882 sqft$319 /sqft$4,494 /mo all-in ↓

4848 SE Mariner Village Lane, Stuart FL 34997, STUART, FL, 34997

Active40 days on marketListed Jun 23, 2026MLS #B26044575

WaterfrontPrivate poolSingle Family ResidenceMARINER VILLAGE

About this home

4848 SE Mariner Village Lane, Stuart FL 34997

Welcome to your own private lakeside oasis! This beautifully updated 3-bedroom, 2-bathroom CBS pool home in a gated community offers 1,882 sq. ft. under air (2,400 total sq. ft.) of carefree living and perfectly situated on a quiet unique cul-de-sac lot within Mariner Village with no rear, front or south neighbors. Step inside to discover a fully renovated kitchen, bathrooms, textured knockdown high vaulted ceilings and luxury vinyl flooring (2021), offering modern finishes combining an effortless open floor concept. Step through the sliders to find an expansive new screened lanai enclosure with upgraded screens (2026) and a heated pool (electric heat pump, 2022). Outdoor living is taken to the next level with a shimmering pool, paver deck and external hot tub overlooking the tranquil lake and natural preserves! Peace of mind and security comes standard with complete hurricane protection, including security/impact screens on all windows, impact garage door and sliders on the rear patio. Home is also wired and currently has security and cameras. Other upgrades include a new barrel tile roof with enhanced two-layer peel and stick system and 7-inch gutters (2025), fresh exterior paint (2026), a 2019 HVAC system and a 2022 water heater. The home is beautifully landscaped utilizing an economical lake fed irrigation. HOA amenities include a gated community, internet and cable TV, front landscape service, a community pool and basketball/pickleball/tennis courts. This home is a one-of-a-kind in this community!! What we love about our home: This home is the rare combination of total privacy, modern updates, and easy living. Sitting on a unique one-of-a-kind cul-de-sac lot in the entire community of over 300 homes, with no neighbors in front, behind, or to one side, it feels like a hidden sanctuary along with a beautiful outdoor area perfect for relaxation and entertainment. Inside, the open layout is bright, modern, and completely move-in ready. With a brand-new roof, newer appliances, full hurricane protection, and an HOA that handles your internet, cable, and front lawn maintenance, you can step right into a carefree Florida lifestyle!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,882

Sqft

0.15 ac

Lot size

2

Garage

1993

Year built

1

Levels

$319

Per sqft

Private poolWaterfrontPool & Water & Pond View & Pond viewPets allowed

Inside

FlooringWood
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorCloset Cabinetry · Other · Walk-In Closet(s)
CoolingCeiling Fan(s) · Central Air · Other
HeatingCentral · Electric

Outside & construction

RoofTile · Tile Roof
ConstructionConcrete Block Construction · Slab Construction · Stucco
ViewPool · Water · Pond View · Pond
FacesWest
Parking2 Or More Spaces · Driveway · Parking Garage
ExteriorOther

Community & fees

HOA fee$298/mo
Taxes (2025)$6,892/yr
PetsYes
CommunityTennis · Additional Amenities · Gated · Clubhouse · Mandatory Hoa · Other · Paved Road · Pool · Other Subdivision - See Remarks · Sidewalks · Tennis Court(s) · Underground Utilities

Utilities & systems

UtilitiesOther Utilities Available · Underground Utilities · Cable Available · Electricity Available · Other · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,494 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$574
HOA fee — from the listing$298
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$4,494/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$574
HOA / condo fee$298
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$554KedgeAI estimate $617,660 · range $578K$693K$720K

vs edgeAI estimate

−2.9%

$/sqft vs Stuart actives

$319 vs $265

Days on market

40 vs 94 typical

Where $319/sqft sits among the 400 Stuart actives

212
114 · this home
34
7
6
27
$130–276$276–422$422–568$568–714$714–859$859+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mariner Village

Map of 4848 SE Mariner Village Lane, Stuart FL 34997 inside its neighborhood boundary

Get to know Stuart. See the full Stuart guide →

Mariner Village — neighborhood snapshot

Population

643

Median age

70

Median income

$91,023

Median home value

$429,000

Avg household

2

Households w/ children

50%

For the school run

Martin County School District

MiddleMurray Middle School★★★★★
ElementarySea Wind Elementary School★★★★
HighSouth Fork High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$220K$1.0M

Stuart median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

42 of 400

Stuart actives have cut their price

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the STUART 34997 median. See the full Stuart market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $599,900 · 40 days on market since
1993Built · MARINER VILLAGE

Reality check

What actually sold near 4848 SE Mariner Village Lane

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4944 SE Mariner Village Lane, Stuart FL 34997Sold · Jul ’26

$480,000

4944 SE Mariner Village Lane, Stuart FL 34997 · same community

3 bd · 2 ba · 1,882 sqft · $255/sqft · 100 DOM

4986 SE Devenwood Way, Stuart FL 34997Sold · Aug ’25

$525,000

4986 SE Devenwood Way, Stuart FL 34997 · same community

3 bd · 2 ba · 1,902 sqft · $276/sqft · 207 DOM

7205 SE Seagate Lane, Stuart FL 34997Sold · Mar ’26

$520,000

7205 SE Seagate Lane, Stuart FL 34997 · same community

3 bd · 2 ba · 1,922 sqft · $271/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4848 SE Mariner Village Lane — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4848 SE Mariner Village Lane — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4848 SE Mariner Village Lane FAQs

What would the monthly payment be for 4848 SE Mariner Village Lane, Stuart FL 34997?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,494/mo — principal and interest, the actual property-tax bill, the $298/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4848 SE Mariner Village Lane, Stuart FL 34997?+

The association fee works out to $298 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4848 SE Mariner Village Lane, Stuart FL 34997?+

The most recent tax bill on record (2025) was $6,892. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4848 SE Mariner Village Lane, Stuart FL 34997?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $599,900, this home is listed about 126% above the Stuart median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4848 SE Mariner Village Lane, Stuart FL 34997?+

Murray Middle School (middle), Sea Wind Elementary School (elementary), South Fork High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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