9500 SW Otter Lane, Stuart FL 34997, STUART, FL, 34997
Active42 days on marketListed Jun 21, 2026MLS #B26044557
About this home
9500 SW Otter Lane, Stuart FL 34997
Welcome to River Marina, a charming 3-bedroom, 2.5-bathroom townhouse located in one of Stuart's well-maintained communities. Offering 1,618 square feet of thoughtfully designed living space, this two-story home features a functional layout, a one-car garage, and comfortable living areas perfect for everyday living. The spacious primary suite includes an updated master bathroom, adding a modern touch and enhanced comfort. Tucked away from busy roads and commercial areas, River Marina provides a peaceful setting while remaining just minutes from downtown Stuart, Publix, Costco, restaurants, shopping, and entertainment. Enjoy the perfect combination of convenience, comfort, and quiet community living in the heart of Stuart. Highlights: • 3 Bedrooms | 2.5 Bathrooms • 1,618 Sq. Ft. of Living Space • Attached One-Car Garage • Quiet, Well-Maintained Community • Minutes to Shopping, Restaurants & Entertainment • Convenient Access to Publix, Costco, and Major Roadways • Located in Beautiful Stuart, Florida This is a place you'll love coming home to.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,618
Sqft
0.04 ac
Lot size
1
Garage
2016
Year built
2
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,710 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,710/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.1%
$/sqft vs Stuart actives
$213 vs $266
Days on market
42 vs 94 typical
Where $213/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside River Marina
Get to know Stuart. See the full Stuart guide →
River Marina — neighborhood snapshot
Population
467
Median age
51
Median income
$79,929
Median home value
$312,000
Avg household
2
Households w/ children
49%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 9500 SW Otter Lane
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$330,000
9515 SW Otter Lane, Stuart FL 34997 · same community
3 bd · 2.5 ba · 1,614 sqft · $204/sqft · 20 DOM
Sold · Apr ’26$333,000
9674 SW Purple Martin Way, Stuart FL 34997 · same community
3 bd · 2.5 ba · 1,614 sqft · $206/sqft · 108 DOM
Sold · Dec ’25$333,500
9686 SW Purple Martin Way, Stuart FL 34997 · same community
3 bd · 2.5 ba · 1,614 sqft · $207/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9500 SW Otter Lane — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9500 SW Otter Lane — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9500 SW Otter Lane FAQs
What would the monthly payment be for 9500 SW Otter Lane, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,710/mo — principal and interest, the actual property-tax bill, the $148/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9500 SW Otter Lane, Stuart FL 34997?+
The association fee works out to $148 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9500 SW Otter Lane, Stuart FL 34997?+
The most recent tax bill on record (2025) was $2,617. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9500 SW Otter Lane, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $345,000, this home is listed about 30% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9500 SW Otter Lane, Stuart FL 34997?+
Crystal Lake Elementary School (elementary), South Fork High School (high), Dr. David L. Anderson Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the STUART 34997 market on paper
$345,000 is 11% below the STUART 34997 median of $389,000, and at $213/sqft it sits under the Stuart average of $375.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Crystal Lake Elementary School, South Fork High School, Dr. David L. Anderson Middle School — Crystal Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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