19644 Estuary Drive, Boca Raton FL 33498, BOCA RATON, FL, 33498
Active54 days on marketListed Jun 18, 2026MLS #B26042860
About this home
19644 Estuary Drive, Boca Raton FL 33498
Rarely available Lake Front pool home in a GL Homes gated community. Finally a home that lives up to expectations with updated baths and spacious open floor plan. THIS MAGNIF. 4/3.5 + LOFT +3CAR GARAGE AND NEW ROOF W/SOUTH.EXPOSURE IS SITUATED ON A BEAUTIFUL LAKE LOT W/SCREENED HTD OVERSIZED POOL. THIS HOME IS IN IMMACULATE CONDITION - SPECIAL FEATURES INCL: TILE ON DIAG. W/TUMBLESTONE INSERTS-WAINSCOTING IN FOYER & LIVING RM-CUSTOM NEW PAINT THROUGHOUT HOME HAS CUSTOM WINDOW TREATMENTS-FANS- HI-HATS AND FRENCH DOORS. The GATED community features a clubhouse, pool and fitness center. Walk to both the elementary and middle schools just outside the front gate. This one checks all the boxes!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,582
Sqft
3
Garage
1999
Year built
2
Levels
$363
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,432 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,432/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.7%
$/sqft vs Boca Raton actives
$363 vs $323
Days on market
54 vs 56 typical
Where $363/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Capella
Get to know Boca Raton. See the full Boca Raton guide →
Capella — neighborhood snapshot
Population
1,849
Median age
36
Median income
$248,250
Median home value
$830,400
Avg household
4
Households w/ children
267
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
51 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the BOCA RATON 33498 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 19644 Estuary Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,340,000
19244 Natures View Court, Boca Raton FL 33498 · same community
5 bd · 3 ba · 3,600 sqft · $372/sqft · 12 DOM
Sold · Nov ’25$1,037,000
19115 Two River Lane, Boca Raton FL 33498 · same community
5 bd · 3 ba · 3,605 sqft · $288/sqft · 26 DOM
Sold · Aug ’25$1,310,000
19335 Skyridge Circle, Boca Raton FL 33498 · same community
5 bd · 3 ba · 3,301 sqft · $397/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19644 Estuary Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19644 Estuary Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19644 Estuary Drive FAQs
What would the monthly payment be for 19644 Estuary Drive, Boca Raton FL 33498?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,432/mo — principal and interest, the actual property-tax bill, the $542/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19644 Estuary Drive, Boca Raton FL 33498?+
The association fee works out to $542 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19644 Estuary Drive, Boca Raton FL 33498?+
The most recent tax bill on record (2025) was $14,739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19644 Estuary Drive, Boca Raton FL 33498?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Raton?+
At $1,300,000, this home is listed about 136% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 19644 Estuary Drive, Boca Raton FL 33498?+
Eagles Landing Middle School (middle), Sunrise Park Elementary School (elementary), Olympic Heights Community High (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,300,000 runs 90% above the BOCA RATON 33498 median — but at 3,582 sqft it's also nearly twice the size of the typical Boca Raton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $542/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Eagles Landing Middle School, Sunrise Park Elementary School, Olympic Heights Community High, Glades Construction Academy At West Technical — Eagles Landing Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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