1041 Orange Terrace # 104, Delray Beach FL 33445, DELRAY BEACH, FL, 33445
Active57 days on marketListed Jun 18, 2026MLS #B26042769
About this home
1041 Orange Terrace # 104, Delray Beach FL 33445
This bright and inviting residence offer privacy and abundant natural light thanks to its end-unit position. THE BEST GROUND FLOOR END UNIT IN THE COMMUNITY! With updates throughout, this condo is open and functional, featuring renovated kitchen and tastefully updated bathrooms. AC and HWH replaced in 2024. The spacious living and dining areas flow seamlessly for everyday living and entertaining. Enjoy the convenience of ground floor access and prime Delray Beach location. Just minutes to shopping, dining, golfing and beaches, its an opportunity to enjoy the best of South Florida living. Whether you're looking for year round residence or a seasonal retreat, this is a move in ready condo combining comfort, style and unbeatable location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,167
Sqft
0 ac
Lot size
1978
Year built
1
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,718 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,718/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.7%
$/sqft vs PINES OF DELRAY CONDO,PINES OF DELRAY
$231 vs $163
Days on market
57 vs 61 typical
Where $231/sqft sits among the 12 homes for sale in PINES OF DELRAY CONDO,PINES OF DELRAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pines Of Delray
Get to know Delray Beach. See the full Delray Beach guide →
Pines Of Delray — neighborhood snapshot
Population
729
Median age
71
Median income
$44,861
Median home value
$198,800
Avg household
1
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
0 of 12
PINES OF DELRAY CONDO,PINES OF DELRAY have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the DELRAY BEACH 33445 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1041 Orange Terrace # 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$175,000
1131 Violet Terrace # 104, Delray Beach FL 33445 · same community
2 bd · 2 ba · 1,167 sqft · $150/sqft · 0 DOM
Sold · Oct ’25$214,000
2510 Black Olive 104 Boulevard # 104, Delray Beach FL 33445 · same community
2 bd · 2 ba · 1,167 sqft · $183/sqft · 216 DOM
Sold · May ’26$159,000
1130 Mahogany Way # 203, Delray Beach FL 33445 · same community
2 bd · 2 ba · 1,167 sqft · $136/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1041 Orange Terrace # 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1041 Orange Terrace # 104 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1041 Orange Terrace # 104 FAQs
What would the monthly payment be for 1041 Orange Terrace # 104, Delray Beach FL 33445?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,718/mo — principal and interest, the actual property-tax bill, the $623/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1041 Orange Terrace # 104, Delray Beach FL 33445?+
The association fee works out to $623 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1041 Orange Terrace # 104, Delray Beach FL 33445?+
The most recent tax bill on record (2025) was $2,727. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1041 Orange Terrace # 104, Delray Beach FL 33445?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $269,900, this home is priced right at the Delray Beach median.
Which schools are assigned to 1041 Orange Terrace # 104, Delray Beach FL 33445?+
Orchard View Elementary School (elementary), Atlantic High School (high), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$269,900 runs 35% above the DELRAY BEACH 33445 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $623/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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