1488 SE Legacy Cove Circle, Stuart FL 34997, STUART, FL, 34997
Active47 days on marketListed Jun 17, 2026MLS #B26042578
About this home
1488 SE Legacy Cove Circle, Stuart FL 34997
Welcome to 1488 SE Legacy Cove Circle, a charming single-story residence in the desirable Cove Isle community of Stuart, Florida. This well-designed 3-bedroom, 2.5-bathroom home offers 2,196 square feet of comfortable living space with a practical layout that makes everyday living easy. A spacious 2-car garage provides added convenience, while the established neighborhood setting offers a peaceful and inviting place to call home. Thoughtful updates add extra value and peace of mind, including a 2023 water heater, 2024 accordion shutters, 2024 dishwasher, and a 2026 washer. With its generous floor plan, private back yard overlooking the preserve, desirable Stuart location, and recent improvements, this Cove Isle home is a wonderful opportunity for buyers seeking comfort, functionality, and long-term appeal.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,196
Sqft
0.16 ac
Lot size
2
Garage
2005
Year built
1
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,299 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,299/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.7%
$/sqft vs Stuart actives
$250 vs $266
Days on market
47 vs 94 typical
Where $250/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Legacy Cove
Get to know Stuart. See the full Stuart guide →
Legacy Cove — neighborhood snapshot
Population
614
Median age
52
Median income
$73,669
Median home value
$369,000
Avg household
2
Households w/ children
50%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 1488 SE Legacy Cove Circle
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$505,000
2795 SE Stonebriar Way, Stuart FL 34997
3 bd · 2.5 ba · 2,174 sqft · $232/sqft · 54 DOM
Sold · Jul ’26$690,000
121 SE Rocky Terrace, Stuart FL 34997
3 bd · 2.5 ba · 2,295 sqft · $301/sqft · 44 DOM
Sold · Mar ’26$544,888
Nearby listing
3 bd · 2.5 ba · 2,057 sqft · $265/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1488 SE Legacy Cove Circle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1488 SE Legacy Cove Circle — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1488 SE Legacy Cove Circle FAQs
What would the monthly payment be for 1488 SE Legacy Cove Circle, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,299/mo — principal and interest, the actual property-tax bill, the $362/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1488 SE Legacy Cove Circle, Stuart FL 34997?+
The association fee works out to $362 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1488 SE Legacy Cove Circle, Stuart FL 34997?+
The most recent tax bill on record (2025) was $3,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1488 SE Legacy Cove Circle, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $549,900, this home is listed about 108% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1488 SE Legacy Cove Circle, Stuart FL 34997?+
Dr. David L. Anderson Middle School (middle), Pinewood Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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