18720 NW 242nd Street, Okeechobee FL 34972, OKEECHOBEE, FL, 34972
Active52 days on marketListed Jun 16, 2026MLS #B26042001
About this home
18720 NW 242nd Street, Okeechobee FL 34972
Welcome to your slice of country paradise! This beautifully designed 2025 home offers 3 spacious bedrooms, 2 full bathrooms, and sits on a peaceful 1.25-acre lot complete with a charming small pond. Thoughtfully laid out with modern finishes and an open-concept design, this home is move-in ready while still offering plenty of potential to make it your own. Whether you're dreaming of a workshop, garden, additional outdoor living space, or simply enjoying the extra room to roam, this property provides endless possibilities. Enjoy the perfect blend of comfort, privacy, and country living in a newer home that's been amazingly set up for both everyday living and future growth. Don't miss this opportunity to own a beautiful piece of property with space to create your vision! Some images may include virtual staging and/or digital enhancements. These images are intended to illustrate the property's potential and may not reflect its current condition. Furniture, décor, landscaping, and other items shown may be digitally added, removed, or modified. Buyers are encouraged to verify all features, dimensions, and property conditions through personal inspection.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,493
Sqft
1.25 ac
Lot size
2025
Year built
1
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,095 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,095/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$201 vs $202
Days on market
52 vs 61 typical
Where $201/sqft sits among the 280 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $244K
Okeechobee median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
21 of 280
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 445% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 18720 NW 242nd Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$365,000
15722 NW 270th Street, Okeechobee FL 34972 · same community
3 bd · 2 ba · 1,400 sqft · $261/sqft · 97 DOM
Sold · Feb ’26$364,000
18824 NW 242nd Street, Okeechobee FL 34972 · same community
3 bd · 2 ba · 1,598 sqft · $228/sqft · 46 DOM
Sold · Mar ’26$369,900
16803 NW 288th Street, Okeechobee FL 34972 · same community
3 bd · 2.5 ba · 1,291 sqft · $287/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18720 NW 242nd Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18720 NW 242nd Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18720 NW 242nd Street FAQs
What would the monthly payment be for 18720 NW 242nd Street, Okeechobee FL 34972?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,095/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18720 NW 242nd Street, Okeechobee FL 34972?+
The most recent tax bill on record (2025) was $437. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18720 NW 242nd Street, Okeechobee FL 34972?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $299,999, this home is listed about 9% above the Okeechobee median of $274,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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