
1098 Spanish River Road, Boca Raton FL 33432, BOCA RATON, FL, 33432
Active57 days on marketListed Jun 15, 2026MLS #B26041894
About this home
1098 Spanish River Road, Boca Raton FL 33432
This corner estate-size lot is walled, gated, and privacy landscaped, with a multi-car motor court and side-load garage. An Astroturf side lawn, ideal for children at play, precedes the rear entertaining area, where the 30' x 15' sun-splashed saltwater pool with diamond brite finish and oversized spa are framed by a travertine deck. A poolside covered loggia includes a summer kitchen with sink, refrigerator, grilling station, and granite-topped bar. First Floor: A dramatic two-story octagonal foyer leads through a column-framed archway into an airy great room. To the north, a gourmet chef's kitchen features counters and backsplash; an island with fridge, icemaker, storage and breakfast bar; Sub-Zero refrigerator, KitchenAid ovens, Miele dishwasher; white custom cabinetry and twin sinks. A butler's pantry with new countertop and a wine refrigerator; and a walk-in pantry. A library/office with vaulted ceiling enjoys French door garden access. The expansive secluded primary suite encompasses a luxurious double door marble bath with double vanity, Jacuzzi, shower, newly carpeted boutique custom walk-in closet, and private pool access. To the south are a VIP ensuite with private sitting room and a guest ensuite. A new laundry, a powder room, cabana half-bath, and garage complete the lower level. Second Floor: Atop the back staircase, another VIP ensuite with vaulted ceiling has access to a front balcony with Intracoastal waterway view. Special Features: new roof, refinished/stained front door, newly repainted (full exterior, 3/4 interior), volume ceilings, engineered hardwood floors, plantation shutters, hurricane impact windows/doors, ethanol fireplace, nest AC system w/4 new units; new family room surround sound; new outdoor sound system; central vacuum; new whole-house water purification system; generator; hardwired multi-camera security; up-lit landscape; new backyard gate. DISCLAIMER: Information published or otherwise provided by the listing company and its representatives including but not limited to prices, measurements, square footages, lot sizes, calculations, statistics, and videos are deemed reliable but are not guaranteed and are subject to errors, omissions or changes without notice. All such information should be independently verified by any prospective purchaser or seller. Parties should perform their own due diligence to verify such information prior to a sale or listing. Listing company expressly disclaims any warranty or representation regarding such information. Prices published are either list price, sold price, and/or last asking price. The listing company participates in the Multiple Listing Service and IDX. The properties published as listed and sold are not necessarily exclusive to listing company and may be listed or have sold with other members of the Multiple Listing Service. Transactions where listing company represented both buyers and sellers are calculated as two sales. "No payments made until title passes" Some affiliations may not be applicable to certain geographic areas. If your property is currently listed with another broker, please disregard any solicitation for services. Information published or otherwise provided by seller, listing company or its representatives is deemed reliable but are not guaranteed and subject to errors, omissions, or changes without notice. Copyright 2026 by the listing company. All Rights Reserved.
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
4,289
Sqft
0.34 ac
Lot size
2
Garage
1958
Year built
2
Levels
$991
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$28,680 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$28,680/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Boca Raton actives
$991 vs $321
Days on market
57 vs 56 typical
Where $991/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spanish River Land
Get to know Boca Raton. See the full Boca Raton guide →
Spanish River Land — neighborhood snapshot
Population
1,208
Median age
56
Median income
$109,036
Median home value
$273,843
Avg household
2
Households w/ children
25%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
51 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 965% above the BOCA RATON 33432 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 1098 Spanish River Road
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$14,500,000
432 E Alexander Palm Road, Boca Raton FL 33432
4 bd · 3 ba · 4,318 sqft · $3,358/sqft · 1 DOM
Sold · Apr ’26$4,200,000
225 NE 3rd St, Boca Raton FL 33432
5 bd · 5.5 ba · 4,378 sqft · $959/sqft · 23 DOM
Sold · Jul ’26$8,500,000
159 W Coconut Palm Road, Boca Raton FL 33432
4 bd · 4.5 ba · 4,412 sqft · $1,927/sqft · 231 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1098 Spanish River Road — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1098 Spanish River Road — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1098 Spanish River Road FAQs
What would the monthly payment be for 1098 Spanish River Road, Boca Raton FL 33432?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,680/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1098 Spanish River Road, Boca Raton FL 33432?+
The most recent tax bill on record (2025) was $47,995. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1098 Spanish River Road, Boca Raton FL 33432?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Raton?+
At $4,249,000, this home is listed about 673% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1098 Spanish River Road, Boca Raton FL 33432?+
Boca Raton Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,249,000 runs 965% above the BOCA RATON 33432 median — but at 4,289 sqft it's also nearly 3 times the size of the typical Boca Raton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Boca Raton Elementary School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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