5280 N Ocean Drive # 3a, Singer Island FL 33404, SINGER ISLAND, FL, 33404
Active66 days on marketListed Jun 13, 2026MLS #B26041595
About this home
5280 N Ocean Drive # 3a, Singer Island FL 33404
Luxurious Oceanfront Living at The Reaches Welcome to The Reaches, one of Singer Island's most prestigious oceanfront communities. This beautifully appointed two-bedroom, two-bath residence offers the perfect blend of comfort, elegance, and resort-style beachfront living. Situated within a private, manned-gated enclave, The Reaches is an exclusive 19-story condominium with only 94 residences, providing a peaceful and sophisticated atmosphere directly on the Atlantic Ocean. Inside, you'll find a spacious floor plan filled with natural light, expansive living areas, and stunning views that capture the beauty of South Florida's coastline. Floor-to-ceiling glass invites the outdoors in, while the generous balcony provides the perfect setting for morning coffee, evening cocktails, or simply enjoying the ocean breeze. Residents enjoy a host of amenities designed for a luxury lifestyle, including direct beach access, a resort-style pool, fitness center, tennis courts, and secure garage parking. The building's intimate size and exceptional location create a sense of privacy rarely found in larger condominium communities. Whether you're seeking a seasonal retreat or an extended beachfront escape, this exceptional residence offers the opportunity to experience Singer Island living at its finest. Features Include: • Two spacious bedrooms and two full baths • Direct oceanfront community with private beach access • Bright, open living spaces with abundant natural light • Large private balcony for outdoor enjoyment • One assigned garage parking space • Manned gated entrance and professional management • Resort-style amenities including pool, fitness center, and tennis courts • Convenient access to fine dining, shopping, golf, and boating Enjoy breathtaking sunrises, gentle ocean breezes, and the relaxed elegance of luxury beachfront living at The Reaches.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,669
Sqft
0 ac
Lot size
1
Garage
1981
Year built
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Singer Island actives
$5 vs $595
Days on market
66 vs 104 typical
Where $5/sqft sits among the 127 Singer Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Singer Island
Get to know Singer Island. See the full Singer Island guide →
Singer Island — neighborhood snapshot
Population
3,043
Median age
68
Median income
$90,429
Median home value
$745,462
Avg household
2
Households w/ children
81%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Singer Island market
$1.0M → $1.2M
Singer Island median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
6 of 127
Singer Island actives have cut their price
This home is listed 97% below the SINGER ISLAND 33404 median. See the full Singer Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 5280 N Ocean Drive # 3a
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$775,000
5280 N Ocean Drive # 7a, Singer Island FL 33404 · same community
2 bd · 2 ba · 1,668 sqft · $465/sqft · 67 DOM
Sold · Dec ’25$901,000
5280 N Ocean Drive # 7d, Singer Island FL 33404 · same community
2 bd · 2 ba · 1,668 sqft · $540/sqft · 36 DOM
Sold · Nov ’25$875,000
1221 Singer Dr, Singer Island FL 33404
3 bd · 2.5 ba · 1,676 sqft · $522/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5280 N Ocean Drive # 3a — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5280 N Ocean Drive # 3a — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5280 N Ocean Drive # 3a FAQs
What would the monthly payment be for 5280 N Ocean Drive # 3a, Singer Island FL 33404?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $218/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5280 N Ocean Drive # 3a, Singer Island FL 33404?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Singer Island?+
At $8,000, this home is listed about 99% below the Singer Island median of $795,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5280 N Ocean Drive # 3a, Singer Island FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SINGER ISLAND 33404 market on paper
$8,000 is 97% below the SINGER ISLAND 33404 median of $248,000, and at $5/sqft it sits under the Singer Island average of $671.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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