
3830 Nags Head Place SW, Vero Beach FL 32968, VERO BEACH, FL, 32968
Active67 days on marketListed Jun 12, 2026MLS #B26040203
About this home
3830 Nags Head Place SW, Vero Beach FL 32968
Tucked away in a quiet cul-de-sac lies this beautifully upgraded home, offering 2 bedrooms, 2 bathrooms, a 2-car garage, and a flexible private office/den. Located in a highly sought-after, gated neighborhood just off 5th st sw, residents enjoy premium community amenities including secure sidewalks and a heated community pool. [1] The interior showcases stunning porcelain plank tile flooring throughout the main living areas. The chef-ready kitchen features spacious 42" cabinets and abundant counter space for meal prep. Retreat to the massive primary suite, which was custom-extended to include a private sitting area, adding an impressive 200 square feet of personal space. Major capital improvements offer total peace of mind: a New AC (May 2026), a New Roof (Nov 2025), a Full House Repipe and Accordion Shutters (Feb 2021). Outside, the driveway features extended pavers for extra parking. Step out to the ultra-private, freshly rescreened lanai, upgraded with elegant porcelain tile flooring.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,763
Sqft
0.28 ac
Lot size
2
Garage
2004
Year built
1
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,971 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,971/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$209 vs $254
Days on market
67 vs 58 typical
Where $209/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kenwood Village
Get to know Vero Beach. See the full Vero Beach guide →
Kenwood Village — neighborhood snapshot
Population
537
Median age
39
Median income
$111,250
Median home value
$398,500
Avg household
3
Households w/ children
82%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $370K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
44 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the VERO BEACH 32968 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3830 Nags Head Place SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$465,000
3812 Kitty Hawk Lane SW, Vero Beach FL 32968 · same community
4 bd · 2 ba · 2,182 sqft · $213/sqft · 9 DOM
Sold · Jun ’26$540,000
Nearby listing
3 bd · 2 ba · 1,812 sqft · $298/sqft · 89 DOM
Sold · Jun ’26$230,000
2597 SW Stockbridge Sq Square SW, Vero Beach FL 32962
3 bd · 2.5 ba · 1,698 sqft · $135/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3830 Nags Head Place SW — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3830 Nags Head Place SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3830 Nags Head Place SW FAQs
What would the monthly payment be for 3830 Nags Head Place SW, Vero Beach FL 32968?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,971/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3830 Nags Head Place SW, Vero Beach FL 32968?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3830 Nags Head Place SW, Vero Beach FL 32968?+
The most recent tax bill on record (2025) was $1,801. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3830 Nags Head Place SW, Vero Beach FL 32968?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $369,000, this home is listed about 18% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3830 Nags Head Place SW, Vero Beach FL 32968?+
Citrus Elementary School (elementary), Oslo Middle School (middle), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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