3401 Spanish Trail # 151, Delray Beach FL 33483, DELRAY BEACH, FL, 33483
Active60 days on marketListed Jun 11, 2026MLS #B26039733
About this home
3401 Spanish Trail # 151, Delray Beach FL 33483
Motivated seller! Don't miss this desirable first floor condo in the sought after 55+ active waterfront community of Tropic Harbor in East Delray. Enjoy easy walk-in access with no stairs or elevators, plus lush green views and added privacy. Community amenities include two heated pools overlooking the Intracoastal, affordable boat docks, a renovated clubhouse, fitness center, BBQ areas, and an active social lifestyle. Best of all, the community recently completed extensive concrete restoration, with new carports nearing completion, and all assessments have been paid in full by the seller. Washer and dryer permitted in unit!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,175
Sqft
0 ac
Lot size
1970
Year built
1
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,817 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,817/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.2%
$/sqft vs Delray Beach actives
$220 vs $243
Days on market
60 vs 61 typical
Where $220/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tropic Harbor
Get to know Delray Beach. See the full Delray Beach guide →
Tropic Harbor — neighborhood snapshot
Population
424
Median age
61
Median income
$86,667
Median home value
$388,700
Avg household
2
Households w/ children
20%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% below the DELRAY BEACH 33483 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3401 Spanish Trail # 151
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$440,000
951 Spanish Circle # 445, Delray Beach FL 33483 · same community
2 bd · 2 ba · 1,000 sqft · $440/sqft · 46 DOM
Sold · Mar ’26$520,000
3224 S Ocean Boulevard # 612b, Highland Beach FL 33487
1 bd · 1.5 ba · 1,174 sqft · $443/sqft · 12 DOM
Sold · Jun ’26$355,000
3100 S Ocean Boulevard # 2140, Highland Beach FL 33487
2 bd · 2 ba · 1,166 sqft · $304/sqft · 518 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3401 Spanish Trail # 151 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3401 Spanish Trail # 151 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3401 Spanish Trail # 151 FAQs
What would the monthly payment be for 3401 Spanish Trail # 151, Delray Beach FL 33483?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,817/mo — principal and interest, the actual property-tax bill, the $956/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3401 Spanish Trail # 151, Delray Beach FL 33483?+
The association fee works out to $956 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3401 Spanish Trail # 151, Delray Beach FL 33483?+
The most recent tax bill on record (2025) was $818. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3401 Spanish Trail # 151, Delray Beach FL 33483?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $258,000, this home is listed about 4% below the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3401 Spanish Trail # 151, Delray Beach FL 33483?+
Pine Grove Elementary School (elementary), Boca Raton Community High School (high), Boca Raton Community Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DELRAY BEACH 33483 market on paper
$258,000 is 66% below the DELRAY BEACH 33483 median of $754,500, and at $220/sqft it sits under the Delray Beach average of $379.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $956/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Pine Grove Elementary School, Boca Raton Community High School, Boca Raton Community Middle School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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