David Ramirez
$5,500,0004 bd3.5 ba3,267 sqft$1,684 /sqft$39,676 /mo all-in ↓

2700 N Ocean Drive # 1b, Riviera Beach FL 33404, RIVIERA BEACH, FL, 33404

Active70 days on marketListed Jun 7, 2026MLS #B26038997

WaterfrontPrivate poolCondominium2700 NORTH OCEAN CONDO,Ritz Carlton Singer

About this home

2700 N Ocean Drive # 1b, Riviera Beach FL 33404

THE PANORAMA PENTHOUSE A once-in-a-generation opportunity to own what is arguably the most unique residence on all of Singer Island. Perched atop the coveted B Stack at the Ritz-Carlton Residences, this extraordinary penthouse commands breathtaking 360-degree panoramic views from the Atlantic Ocean to the Intracoastal Waterway and beyond. From sunrise over the turquoise waters of the Atlantic to sunset over Palm Beach County's glittering skyline, every room captures a perspective few will ever experience. From the 27th floor, watch cruise ships navigate the Palm Beach Inlet, enjoy unobstructed views stretching south toward Palm Beach and Mar-a-Lago, west across Peanut Island and the Intracoastal, and north toward Lost Tree Village, Seminole Landing, Munyon Island, and even the Jupiter Lighthouse illuminated in the distance. The penthouse distinction is immediately evident. Exclusive to the top floor, this residence features dramatically increased ceiling heights, oversized impact-glass windows, and expansive glass doors that flood the home with natural light while creating a seamless connection to the surrounding water and sky. The volume, scale, and presence are unlike anything else available on Singer Island. A private elevator ascends directly into the residence, revealing an extraordinary interior where virtually every square inch has been meticulously redesigned and reimagined. The grand foyer serves as an introduction to the craftsmanship found throughout, highlighted by a custom marble and gold inlay entrance floor and designer wall treatments that establish the residence's unmistakable sense of luxury from the moment of arrival. The gourmet chef's kitchen is a true showpiece, featuring rare Cristallo Quartzite countertops, premium appliances, custom real wood soft-close cabinetry, and striking acrylic lacquer finishes. Designed for both entertaining and daily living, the kitchen enjoys spectacular water views and flows seamlessly into the principal living spaces. The owner's suite is a private sanctuary unlike any other. Rich real wood veneer feature walls complement extraordinary water views, while the spa-inspired primary bath showcases rare Seven Seas Onyx, custom stonework, floating vanities illuminated with backlit white onyx, and designer finishes curated without compromise. Throughout the residence, luxury materials and custom details define every space. Authentic Phillip Jeffries wall coverings, including rare horsehair installations, custom stone elements, designer lighting, and one-of-a-kind finishes create an environment that is both sophisticated and timeless. The formal dining room is anchored by an extraordinary hand-carved Lapis stone table crafted from a single slab, serving as both a functional centerpiece and a work of art. Each bathroom has been completely redesigned with premium marble, custom floating vanities, and extensive enhancements. A specialized subfloor waterproofing and containment system was installed beneath the stone flooring, representing a substantial investment in both protection and peace of mind rarely found in condominium residences. Three estate-sized bedroom suites, a dedicated office that can function as a fourth bedroom, expansive entertaining areas, and walls of glass ensure that every room benefits from the residence's commanding vantage point and spectacular views. Ownership includes two premium penthouse parking spaces, #525 and #526, along with an oversized climate-controlled storage suite approximately three times the size of traditional condominium storage units. Residents enjoy the legendary Ritz-Carlton lifestyle, including 24-hour concierge service, valet parking, resort-style pool and beach services, state-of-the-art fitness facilities, sauna and wellness amenities, private theater, executive boardrooms, library, social spaces, and world-class service synonymous with the Ritz-Carlton name. The Panorama Penthouse is not simply a condominium. It is a one-of-one residence. A trophy property. A legacy acquisition. A home that could never be recreated at today's cost and one that stands among the finest luxury residences in South Florida. Welcome to the top of Singer Island !

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,267

Sqft

0 ac

Lot size

2

Garage

2008

Year built

1

Levels

$1,684

Per sqft

Private poolWaterfrontIntracoastal View & Ocean & Direct Ocean & Ocean View viewFurnished,Furniture OnlyPets allowed

Inside

FlooringMarble
AppliancesDishwasher · Disposal · Dryer · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorCloset Cabinetry · Cooking Island · Elevator · Entrance Foyer · Laundry Tub · Pantry · Roman Tub · Split Bedroom · Walk-In Closet(s) · Den/Library/Office · Storage · Utility Room/Laundry
LaundryLaundry Tub · Laundry Room · Utility Room/Laundry
CoolingCentral Air
HeatingCentral
FurnishedFurnished,Furniture Only

Outside & construction

RoofFlat Tile · Flat Roof With Facade Front
ConstructionConcrete Block Construction · CBS Construction
ViewIntracoastal View · Ocean · Direct Ocean · Ocean View
FacesWest
Parking2 Or More Spaces · Assigned · Garage-Under Building · Parking Garage · Parking-Under Building · Valet · No Rv/Boats
ExteriorBalcony

Community & fees

HOA fee$4,738/mo
Taxes (2025)$36,450/yr
PetsYes
CommunityBuyer Approval Required · Management On Site · Mandatory Hoa · Pool · Spa/Hot Tub · Whirlpool

Utilities & systems

UtilitiesSewer Connected · Water Connected · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$39,676 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$29,678
PMI (est., until 20% equity)$2,063
Property tax — 2025 actual bill$3,038
Condo fee — from the listing$4,738
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $550,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $550,000
Interest rate6.00%
Loan term

Estimated payment

$39,676/mo

Principal & interest$29,678
PMI (est., until 20% equity)$2,063
Property taxes (actual bill)$3,038
HOA / condo fee$4,738
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Riviera Beach actives

$1,684 vs $295

Days on market

70 vs 65 typical

Where $1,684/sqft sits among the 182 Riviera Beach actives

142
24
7
2
4
3 · this home
$190–439$439–688$688–937$937–1186$1186–1435$1435+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Singer Island

Map of 2700 N Ocean Drive # 1b, Riviera Beach FL 33404 inside its neighborhood boundary

Get to know Riviera Beach. See the full Riviera Beach guide →

Singer Island — neighborhood snapshot

Population

3,043

Median age

68

Median income

$90,429

Median home value

$745,462

Avg household

2

Households w/ children

81%

For the school run

Palm Beach County School District

ElementaryLincoln Elementary School★★★★
MiddleJohn F. Kennedy Middle School★★★★
HighWilliam T. Dwyer High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riviera Beach market

Seller’s marketLeans buyer16.2 months of inventoryBuyer’s market

$635K$380K

Riviera Beach median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

11 of 182

Riviera Beach actives have cut their price

Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2118% above the RIVIERA BEACH 33404 median. See the full Riviera Beach market guide →

Paper trail

This home's history

Jun 7, 2026Listed at $5,500,000 · 70 days on market since
2008Built · 2700 NORTH OCEAN CONDO,Ritz Carlton Singer

Reality check

What actually sold near 2700 N Ocean Drive # 1b

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4600 N Ocean Drive # 801, Singer Island FL 33404Sold · Jun ’26

$2,250,000

4600 N Ocean Drive # 801, Singer Island FL 33404

3 bd · 3.5 ba · 3,123 sqft · $720/sqft · 98 DOM

5150 N Ocean Drive # 1201, Singer Island FL 33404Sold · Jun ’26

$3,125,000

5150 N Ocean Drive # 1201, Singer Island FL 33404

3 bd · 5 ba · 3,483 sqft · $897/sqft · 199 DOM

3730 N Ocean Drive # C, Singer Island FL 33404Sold · Jul ’26

$2,800,000

3730 N Ocean Drive # C, Singer Island FL 33404

3 bd · 3.5 ba · 3,029 sqft · $924/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2700 N Ocean Drive # 1b — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2700 N Ocean Drive # 1b — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2700 N Ocean Drive # 1b FAQs

What would the monthly payment be for 2700 N Ocean Drive # 1b, Riviera Beach FL 33404?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $39,676/mo — principal and interest, the actual property-tax bill, the $4,738/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2700 N Ocean Drive # 1b, Riviera Beach FL 33404?+

The association fee works out to $4,738 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2700 N Ocean Drive # 1b, Riviera Beach FL 33404?+

The most recent tax bill on record (2025) was $36,450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2700 N Ocean Drive # 1b, Riviera Beach FL 33404?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riviera Beach?+

At $5,500,000, this home is listed about 1202% above the Riviera Beach median of $422,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2700 N Ocean Drive # 1b, Riviera Beach FL 33404?+

Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$5,500,000 runs 2118% above the RIVIERA BEACH 33404 median — but at 3,267 sqft it's also nearly twice the size of the typical Riviera Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $4,738/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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