316 SW 4th Avenue, Delray Beach FL 33444, DELRAY BEACH, FL, 33444
Active70 days on marketListed Jun 8, 2026MLS #B26038813
About this home
316 SW 4th Avenue, Delray Beach FL 33444
Three blocks south of legendary Atlantic Avenue, this stunning 2025-built residence puts Delray Beach's finest dining, boutiques, and beach scene within easy reach — by foot, bike, or golf cart. The Key West "Shotgun" design offers breezy, open flow, soaring 9-foot ceilings and grand 8-foot door frames that fill every room with light and air. Wide-plank tile wood flooring runs throughout the entire home — beautiful, durable, and perfectly suited to the Florida climate. Enjoy the master-suite with a walk-in closet, built-in system, luxury soaking tub, large shower, WC, and dual sinks. The kitchen features granite countertops and a full suite of GE appliances. The upgraded AC system includes a dander and pollen filtration system for year-round clean-air comfort. Secure window hookups provide added peace of mind during storm season, while exterior motion sensor lighting and a 1-car EV-ready garage complete the picture of modern, thoughtful living. Step outside to your private resort: a 15' × 30' salt water pool gleams beneath the Florida sun, surrounded by a generous 9,500 sq ft lot with plenty of room to add a guest cabana or in-law suite — an incredible opportunity for expanded living or rental income. The premium metal roof is a "50-year" roof, and the high-grade stucco exterior, finished in marshmallow white, ensures curb appeal that stands the test of time. Custom built by Stuart & Shelby, homes of this quality, in this location, at this price point, are rare. Whether you're a young family looking for space to grow, a Florida-bound transplant seeking the ultimate walkable lifestyle, or an investor eyeing future ADU potential — this is the one. Golf cart is not being sold, but the right buyer may want one to cruise downtown Delray and the beach. This home is walking distance to Sundy Villlage, over 100 restaurants, and all of Delray's entertainment features.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,728
Sqft
0.22 ac
Lot size
1
Garage
2025
Year built
1
Levels
$723
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,621 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,621/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs Delray Beach actives
$723 vs $241
Days on market
70 vs 61 typical
Where $723/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Carver Square
Get to know Delray Beach. See the full Delray Beach guide →
Carver Square — neighborhood snapshot
Population
446
Median age
41
Median income
$69,112
Median home value
$381,468
Avg household
3
Households w/ children
34%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 507% above the DELRAY BEACH 33444 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 316 SW 4th Avenue
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$647,500
602 NW 2nd Street, Delray Beach FL 33444 · same community
3 bd · 2 ba · 1,943 sqft · $333/sqft · 45 DOM
Sold · Nov ’25$1,160,000
214 S Swinton Avenue, Delray Beach FL 33444 · same community
3 bd · 2 ba · 1,307 sqft · $888/sqft · 9 DOM
Sold · Oct ’25$400,000
229 SW 1st Avenue, Delray Beach FL 33444 · same community
4 bd · 2 ba · 1,200 sqft · $333/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 316 SW 4th Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 316 SW 4th Avenue — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
316 SW 4th Avenue FAQs
What would the monthly payment be for 316 SW 4th Avenue, Delray Beach FL 33444?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,621/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 316 SW 4th Avenue, Delray Beach FL 33444?+
The most recent tax bill on record (2025) was $2,966. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 316 SW 4th Avenue, Delray Beach FL 33444?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $1,250,000, this home is listed about 363% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 316 SW 4th Avenue, Delray Beach FL 33444?+
Pine Grove Elementary School (elementary), Atlantic High School (high), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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