207 SE Birch Terrace, Stuart FL 34997, STUART, FL, 34997
Active45 days on marketListed Jun 9, 2026MLS #B26038711
About this home
207 SE Birch Terrace, Stuart FL 34997
Discover the perfect blend of designer style and scenic surroundings in this beautifully appointed Fullerton III townhome at Salerno Reserve, currently under construction and anticipated for September 2026 completion. Inspired by the warmth and charm of the community's professionally decorated model home, this residence showcases our sought-after Farmhouse design collection featuring rich brown cabinetry, designer-selected finishes, and matte black fixtures that create a timeless and inviting atmosphere throughout. The thoughtfully designed kitchen serves as the heart of the home, offering both beauty and functionality with abundant cabinetry, generous workspace, and seamless flow into the dining and living areas. What truly sets this home apart is its exceptional homesite location within Building 5. Enjoy expansive water views from the primary suite windows, where peaceful waterfront scenery creates a tranquil backdrop to begin and end each day. The open views across the water provide a sense of space and privacy that is rarely available in townhome living. The popular Fullerton III floor plan offers spacious living areas designed for today's lifestyle, blending comfort, flexibility, and modern convenience with the peace of mind that comes with owning a brand-new construction home. Located within the gated community of Salerno Reserve, residents enjoy access to resort-style amenities including a community pool, pickleball courts, and walking trails, all conveniently located near Downtown Stuart, beaches, shopping, dining, and I-95. This is a rare opportunity to own a designer-inspired home featuring the warm farmhouse finishes buyers love, paired with one of the community's most desirable expansive water-view homesites. Estimated completion September 2026. Photos are of a model home and are for illustrative purposes only. Features, colors, and finishes may vary.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,683
Sqft
0.05 ac
Lot size
2
Garage
2024
Year built
2
Levels
$318
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,884 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,884/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27%
$/sqft vs Stuart actives
$318 vs $265
Days on market
45 vs 94 typical
Where $318/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stuart
Get to know Stuart. See the full Stuart guide →
STUART 34997 — neighborhood snapshot
Population
45,947
Median age
53
Median income
$75,705
Median home value
$335,200
Avg household
2.36
Households w/ children
3,566
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 207 SE Birch Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$652,000
6783 SE Lost Pine Drive, Stuart FL 34997 · same community
3 bd · 2.5 ba · 2,026 sqft · $322/sqft · 12 DOM
Sold · Apr ’26$641,000
6778 SE Lost Pine Drive # 26, Stuart FL 34997 · same community
3 bd · 2.5 ba · 2,026 sqft · $316/sqft · 46 DOM
Sold · Jul ’26$659,995
6763 SE Lost Pine Drive, Stuart FL 34997 · same community
3 bd · 2.5 ba · 2,026 sqft · $326/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 207 SE Birch Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 207 SE Birch Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
207 SE Birch Terrace FAQs
What would the monthly payment be for 207 SE Birch Terrace, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,884/mo — principal and interest, the actual property-tax bill, the $273/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 207 SE Birch Terrace, Stuart FL 34997?+
The association fee works out to $273 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 207 SE Birch Terrace, Stuart FL 34997?+
The most recent tax bill on record (2025) was $781. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 207 SE Birch Terrace, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $534,989, this home is listed about 102% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 207 SE Birch Terrace, Stuart FL 34997?+
Dr. David L. Anderson Middle School (middle), Pinewood Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$534,989 runs 38% above the STUART 34997 median — but at 1,683 sqft it's also 67% larger than the typical Stuart listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $535,445, now $534,989 — a $456 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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