David Ramirez
$2,850,000$3,000,0004 bd3.5 ba3,500 sqft$814 /sqft$17,750 /mo all-in ↓

309 Cascade Lane, Palm Beach Shores FL 33404, PALM BEACH SHORES, FL, 33404

Active71 days on marketListed Jun 8, 2026MLS #B26038245

Reduced $150KNew constructionSingle Family ResidencePalm Beach Shores

About this home

309 Cascade Lane, Palm Beach Shores FL 33404

Located in Palm Beach Shores, this never-lived-in new construction home offers a rare opportunity to own a modern coastal residence just minutes from the beach, Palm Beach Inlet, Sailfish Marina, and local waterfront restaurants. The open floor plan is centered around a spacious kitchen with custom cabinetry, premium appliances, a large island, and seamless flow into the living and dining areas. Large impact glass doors open to the covered patio, creating an easy connection between indoor and outdoor living. The backyard features a heated pool, summer kitchen, covered lanai, tropical landscaping, and brand-new artificial turf, providing a clean, low-maintenance outdoor space. The primary suite includes a spacious bedroom, walk-in closets, and a well-appointed bath with a freestanding tub and oversized shower. Upstairs, a secondary primary bedroom, two additional guest bedrooms, and a flex room/den offer plenty of space for family and visitors. Palm Beach Shores is one of the few communities in South Florida where residents can enjoy both the Atlantic Ocean and Palm Beach Inlet just minutes from their front door. With beaches, boating, fishing, dining, and marinas all nearby, this location offers an exceptional coastal lifestyle.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,500

Sqft

0.1951 ac

Lot size

2

Garage

2025

Year built

2

Levels

$814

Per sqft

Garden & Pool viewPets allowed

Inside

FlooringTile
AppliancesGas Water Heater · Natural Gas Water Heater · Dishwasher · Disposal · Dryer · Free-Standing Freezer · Microwave · Gas Range · Refrigerator · Washer
InteriorCloset Cabinetry · Cooking Island · Entrance Foyer · Split Bedroom · Volume Ceilings · Walk-In Closet(s) · Attic · Den/Library/Office · Family Room · Great Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry · Washer Hookup
CoolingCeiling Fan(s) · Central Air · Electric · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofTile · Tile Roof
ConstructionConcrete Block Construction · CBS Construction
ViewGarden · Pool
FacesSouth
Parking2 Or More Spaces · Circular Driveway · Driveway · No Boats · Open · Parking Garage · No Rv/Boats
ExteriorEast Of Us1

Community & fees

Taxes (2025)$13,719/yr
PetsYes
CommunityPaved Road

Utilities & systems

UtilitiesNatural Gas Connected · Sewer Connected · Water Connected · Electricity Available · Natural Gas Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$17,750 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,378
PMI (est., until 20% equity)$1,069
Property tax — 2025 actual bill$1,143
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $285,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $285,000
Interest rate6.00%
Loan term

Estimated payment

$17,750/mo

Principal & interest$15,378
PMI (est., until 20% equity)$1,069
Property taxes (actual bill)$1,143
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Beach Shores actives

$814 vs $883

Days on market

71 vs 75 typical

Where $814/sqft sits among the 25 Palm Beach Shores actives

9
9 · this home
3
2
0
2
$446–756$756–1066$1066–1375$1375–1685$1685–1994$1994+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Beach Shores

Map of 309 Cascade Lane, Palm Beach Shores FL 33404

Get to know Palm Beach Shores. See the full Palm Beach Shores guide →

PALM BEACH SHORES 33404 — neighborhood snapshot

Population

30,533

Median age

41.9

Median income

$60,225

Median home value

$305,600

Avg household

2.61

Households w/ children

2,865

For the school run

Palm Beach County School District

ElementaryLincoln Elementary School★★★★
MiddleJohn F. Kennedy Middle School★★★★
HighWilliam T. Dwyer High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Beach Shores market

Seller’s marketLeans buyer14.7 months of inventoryBuyer’s market

$475K$2.7M

Palm Beach Shores median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

0 of 25

Palm Beach Shores actives have cut their price

This home is listed 1049% above the PALM BEACH SHORES 33404 median. See the full Palm Beach Shores market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,850,000 $150K
Jun 8, 2026Listed at $3,000,000 · 71 days on market since
2025Built · Palm Beach Shores

Reality check

What actually sold near 309 Cascade Lane

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

325 Cascade Lane, Palm Beach Shores FL 33404Sold · May ’26

$2,485,000

325 Cascade Lane, Palm Beach Shores FL 33404 · same community

4 bd · 3 ba · 2,749 sqft · $904/sqft · 0 DOM

176 Lake Drive # 1202, Palm Beach Shores FL 33404Sold · Aug ’25

$2,500,000

176 Lake Drive # 1202, Palm Beach Shores FL 33404 · same community

2 bd · 3 ba · 2,662 sqft · $939/sqft · 0 DOM

225 Linda Lane, Palm Beach Shores FL 33404Sold · Apr ’26

$1,650,000

225 Linda Lane, Palm Beach Shores FL 33404 · same community

4 bd · 3.5 ba · 2,408 sqft · $685/sqft · 111 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 309 Cascade Lane — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 309 Cascade Lane — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

309 Cascade Lane FAQs

What would the monthly payment be for 309 Cascade Lane, Palm Beach Shores FL 33404?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,750/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 309 Cascade Lane, Palm Beach Shores FL 33404?+

The most recent tax bill on record (2025) was $13,719. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 309 Cascade Lane, Palm Beach Shores FL 33404?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Beach Shores?+

At $2,850,000, this home is listed about 63% above the Palm Beach Shores median of $1,750,000. The market section on this page shows how the area is trending.

Which schools are assigned to 309 Cascade Lane, Palm Beach Shores FL 33404?+

Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,850,000 runs 1049% above the PALM BEACH SHORES 33404 median — but at 3,500 sqft it's also 59% larger than the typical Palm Beach Shores listing.

02Garden & Pool views

The garden and pool view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $3,000,000, now $2,850,000 — a $150K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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