David Ramirez
$5,495,0005 bd3.5 ba3,185 sqft$1,725 /sqft$36,351 /mo all-in ↓

970 Orchid Lane, Gulf Stream FL 33483, GULF STREAM, FL, 33483

Active71 days on marketListed Jun 3, 2026MLS #B26038104

WaterfrontPrivate poolSingle Family ResidencePLACE AU SOLEIL

About this home

970 Orchid Lane, Gulf Stream FL 33483

Boasting 200 feet of direct Intracoastal frontage and encompassing 18,730 square feet within the prestigious Place Au Soleil enclave of Gulf Stream, Florida, this extraordinary waterfront estate site presents a truly rare offering. Perfectly positioned directly across from the renowned Gulf Stream Golf Club, the property enjoys an unparalleled blend of privacy, prestige, and panoramic water views. A one-of-a-kind opportunity, the property lends itself equally to a world-class renovation or the creation of a bespoke waterfront masterpiece. Set within one of South Florida's most exclusive and tranquil residential sanctuaries, this is an exceptional canvas upon which to realize a legacy estate of enduring distinction.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,185

Sqft

0.43 ac

Lot size

2

Garage

1980

Year built

1

Levels

$1,725

Per sqft

Private poolWaterfrontGolf Course & Intracoastal View & Pool viewPets allowed

Inside

FlooringCeramic Floor
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorEntrance Foyer · Laundry Tub · Skylight · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Attic · Family Room · Utility Room · Utility Room/Laundry
LaundryLaundry Tub · Laundry Room · Utility Room/Laundry
CoolingCentral Air · Electric · Zoned
HeatingCentral · Zoned

Outside & construction

RoofTile · Concrete · Tile Roof
ConstructionCBS Construction
ViewGolf Course · Intracoastal View · Pool
FacesWest
Parking2 Or More Spaces · Parking Garage

Community & fees

HOA fee$19/mo
Taxes (2025)$53,529/yr
PetsYes
CommunityBoating · Mandatory Hoa · None · Private Roads · Street Lights · Underground Utilities

Utilities & systems

UtilitiesSeptic · Underground Utilities · Water Connected · Water Available
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$36,351 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$29,651
PMI (est., until 20% equity)$2,061
Property tax — 2025 actual bill$4,461
HOA fee — from the listing$19
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $549,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $549,500
Interest rate6.00%
Loan term

Estimated payment

$36,351/mo

Principal & interest$29,651
PMI (est., until 20% equity)$2,061
Property taxes (actual bill)$4,461
HOA / condo fee$19
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $5.5M
$2.4MedgeAI estimate $2,625,482 · range $2.5M$2.9M$5.7M

vs edgeAI estimate

+109.3%

$/sqft vs Gulf Stream actives

$1,725 vs $1,150

Days on market

71 vs 87 typical

Where $1,725/sqft sits among the 8 Gulf Stream actives

6
0 · this home
0
0
1
1
$723–1256$1256–1790$1790–2323$2323–2856$2856–3389$3389+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gulf Stream

Map of 970 Orchid Lane, Gulf Stream FL 33483

Get to know Gulf Stream. See the full Gulf Stream guide →

GULF STREAM 33483 — neighborhood snapshot

Population

12,595

Median age

59.8

Median income

$117,854

Median home value

$755,700

Avg household

1.89

Households w/ children

512

For the school run

Palm Beach County School District

ElementaryPlumosa School Of The Arts★★★★
HighAtlantic High School★★★★★
MiddleCarver Middle School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gulf Stream market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$12M$6.4M

Gulf Stream median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

0 of 8

Gulf Stream actives have cut their price

This home is listed 628% above the GULF STREAM 33483 median. See the full Gulf Stream market guide →

Paper trail

This home's history

Jun 3, 2026Listed at $5,495,000 · 71 days on market since
1980Built · PLACE AU SOLEIL

Reality check

What actually sold near 970 Orchid Lane

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

830 Tangerine Way, Gulf Stream FL 33483Sold · Jun ’26

$1,900,000

830 Tangerine Way, Gulf Stream FL 33483 · same community

4 bd · 3 ba · 1,962 sqft · $968/sqft · 82 DOM

531 NW 13th Street, Delray Beach FL 33444Sold · Jun ’26

$4,312,500

531 NW 13th Street, Delray Beach FL 33444

4 bd · 4.5 ba · 3,601 sqft · $1,198/sqft · 61 DOM

109 NE 9th Street, Delray Beach FL 33444Sold · May ’26

$4,200,000

109 NE 9th Street, Delray Beach FL 33444

5 bd · 4.5 ba · 3,658 sqft · $1,148/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 970 Orchid Lane — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 970 Orchid Lane — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

970 Orchid Lane FAQs

What would the monthly payment be for 970 Orchid Lane, Gulf Stream FL 33483?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $36,351/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 970 Orchid Lane, Gulf Stream FL 33483?+

The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 970 Orchid Lane, Gulf Stream FL 33483?+

The most recent tax bill on record (2025) was $53,529. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 970 Orchid Lane, Gulf Stream FL 33483?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gulf Stream?+

At $5,495,000, this home is listed about 39% above the Gulf Stream median of $3,945,000. The market section on this page shows how the area is trending.

Which schools are assigned to 970 Orchid Lane, Gulf Stream FL 33483?+

Plumosa School Of The Arts (elementary), Atlantic High School (high), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$5,495,000 runs 628% above the GULF STREAM 33483 median — but at 3,185 sqft it's also 17% larger than the typical Gulf Stream listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Plumosa School Of The Arts, Atlantic High School, Carver Middle School, Glades Construction Academy At West Technical — Plumosa School Of The Arts rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New Gulf Stream homes, in your inbox

Like 970 Orchid Lane, Gulf Stream FL 33483 but not quite? A daily digest of every new listing in Gulf Stream — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 13, 2026 at 4:40 AM UTC. The listing information on this page last changed on August 13, 2026 at 4:40 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 13, 2026 at 4:40 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 13, 2026 at 4:40 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.