David Ramirez
$699,0003 bd2 ba1,691 sqft$413 /sqft$5,404 /mo all-in ↓

660 NW 45th Avenue, Deerfield Beach FL 33442, DEERFIELD BEACH, FL, 33442

Active71 days on marketListed Jun 7, 2026MLS #B26038101

WaterfrontPrivate poolSingle Family ResidenceCOQUINA LAKES,HARBORS AT RIVERGLEN

About this home

660 NW 45th Avenue, Deerfield Beach FL 33442

Welcome to The Harbors at Riverglen! This beautifully maintained lakefront residence offers 3 bedrooms, 2 bathrooms, and a desirable split-bedroom floor plan designed for both comfort and privacy. Soaring vaulted ceilings and abundant natural light create an open, airy feel throughout the home. The updated kitchen features white shaker-style cabinetry, granite countertops, stainless steel appliances, and ample storage. Elegant marble flooring flows through the main living areas, while luxury vinyl flooring adds warmth to the bedrooms. Updated bathrooms, laundry room, and custom closet systems throughout. Impact-rated windows and doors, a barrel tile roof replaced in 2018, a TRANE AC installed in 2023, and a water heater replaced in 2022. Step outside to your private backyard retreat featuring tranquil lake views, a covered patio, an expansive travertine deck, and a fully fenced yard—perfect for entertaining, pets, or simply enjoying the South Florida lifestyle. The air-conditioned two-car garage has been finished to provide approximately 420 square feet of flexible bonus space, ideal for a home office, gym, media room, or playroom, with the option to convert it back to a traditional garage. Residents of The Harbors at Riverglen enjoy resort-style amenities including a community pool, clubhouse, fitness center, tennis and pickleball courts, and playground. HOA dues include lawn maintenance and irrigation. Conveniently located near I-95, Florida's Turnpike, Sawgrass Expressway, shopping, dining, and Quiet Waters Park.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,691

Sqft

0.14 ac

Lot size

2

Garage

1994

Year built

1

Levels

$413

Per sqft

Private poolWaterfrontGarden & Lake & Water & Lake View viewPets allowed

Inside

FlooringMarble · Vinyl
AppliancesElectric Water Heater · Dishwasher · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorSplit Bedroom · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Family Room · Garage Converted · Other · Utility Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry · Washer Hookup
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofBarrel · Barrel Roof
ConstructionCBS Construction
ViewGarden · Lake · Water · Lake View
FacesWest
Parking2 Or More Spaces · Driveway · No Boats · Parking Garage · No Rv/Boats
ExteriorWest Of Us1 · Room For Pool

Community & fees

HOA fee$128/mo
Taxes (2025)$12,990/yr
PetsYes
CommunityTennis · Buyer Approval Required · Mandatory Hoa · Paved Road · Pool · Street Lights · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,404 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$1,083
HOA fee — from the listing$128
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$5,404/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$1,083
HOA / condo fee$128
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$542KedgeAI estimate $629,908 · range $565K$673K$727K

vs edgeAI estimate

+11%

$/sqft vs Deerfield Beach actives

$413 vs $224

Days on market

71 vs 76 typical

Where $413/sqft sits among the 400 Deerfield Beach actives

152
102
63
33 · this home
20
30
$114–190$190–267$267–343$343–419$419–496$496+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Coquina Lakes

Map of 660 NW 45th Avenue, Deerfield Beach FL 33442 inside its neighborhood boundary

Get to know Deerfield Beach. See the full Deerfield Beach guide →

Coquina Lakes — neighborhood snapshot

Population

1,841

Median age

39

Median income

$106,319

Median home value

$454,200

Avg household

3

Households w/ children

257

For the school run

Broward County School District

ElementaryQuiet Waters Elementary School★★★★★
MiddleLyons Creek Middle School★★★★★
HighMonarch High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deerfield Beach market

Seller’s marketLeans buyer14.4 months of inventoryBuyer’s market

$557K$360K

Deerfield Beach median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

41 of 400

Deerfield Beach actives have cut their price

Median sold price, Deerfield Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 508% above the DEERFIELD BEACH 33442 median. See the full Deerfield Beach market guide →

Paper trail

This home's history

Jun 7, 2026Listed at $699,000 · 71 days on market since
1994Built · COQUINA LAKES,HARBORS AT RIVERGLEN

Reality check

What actually sold near 660 NW 45th Avenue

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3861 NW 1st Drive, Deerfield Beach FL 33442Sold · Jul ’26

$520,000

3861 NW 1st Drive, Deerfield Beach FL 33442

3 bd · 2 ba · 1,688 sqft · $308/sqft · 3 DOM

3110 SW 4th St, Deerfield Beach FL 33442Sold · Jun ’26

$580,000

3110 SW 4th St, Deerfield Beach FL 33442

3 bd · 2 ba · 1,648 sqft · $352/sqft · 36 DOM

651 Deer Creek Lake Point North Ln # 651, Deerfield Beach FL 33442Sold · Sep ’25

$387,250

651 Deer Creek Lake Point North Ln # 651, Deerfield Beach FL 33442

3 bd · 3.5 ba · 1,740 sqft · $223/sqft · 190 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 660 NW 45th Avenue — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 660 NW 45th Avenue — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

660 NW 45th Avenue FAQs

What would the monthly payment be for 660 NW 45th Avenue, Deerfield Beach FL 33442?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,404/mo — principal and interest, the actual property-tax bill, the $128/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 660 NW 45th Avenue, Deerfield Beach FL 33442?+

The association fee works out to $128 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 660 NW 45th Avenue, Deerfield Beach FL 33442?+

The most recent tax bill on record (2025) was $12,990. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 660 NW 45th Avenue, Deerfield Beach FL 33442?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deerfield Beach?+

At $699,000, this home is listed about 241% above the Deerfield Beach median of $205,000. The market section on this page shows how the area is trending.

Which schools are assigned to 660 NW 45th Avenue, Deerfield Beach FL 33442?+

Quiet Waters Elementary School (elementary), Lyons Creek Middle School (middle), Monarch High School (high) — Broward County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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