4842 S Harbor Drive, Vero Beach FL 32967, VERO BEACH, FL, 32967
Active69 days on marketListed Jun 4, 2026MLS #B26037645
About this home
4842 S Harbor Drive, Vero Beach FL 32967
Welcome to the exquisite coastal-style home situated in the highly sought-after Laguna Village directly on the Intracoastal/Indian River within prestigious Grand Harbor. This brand new construction offers the ultimate in luxury and comfort, with direct riverfront views and an impressive 4 bedrooms, 4 full bathrooms, and 2 half bathrooms. The al fresco riverfront kitchen is perfect for entertaining guests and enjoying outdoor meals while taking in the breathtaking river views. Sip your coffee & watch the sunrise from your riverfront lanai complete with summer kitchen, fire pit and fire features & putting green. With over 3,786 square feet of air-conditioned living space and a total of over 5,000 square feet, this 2-story home is designed to exceed your expectations. Built with the utmost attention to detail, this home features 12 foot ceilings in the living spaces and 10' ceilings upstairs. The open floorplan kitchen features custom cabinetry and a spacious island. The private dining room is complete with a walk in wine vault with cold storage for 150 bottles and dry storage for 130 more. The primary suite is complete with a spacious bath, huge shower and soaking tub with spectacular river views. The custom walk in closet has a large island. Its best feature is a large covered patio with river views for miles. The concrete block construction, a durable metal roof, impact glass windows, and icynene insulation provide optimal energy efficiency and safety. For added convenience, an elevator is included, providing easy access to all levels of the home. The custom garage by Obsessed Garage provides ample space for your vehicles and storage needs. This is coastal living at its finest, where every detail has been carefully considered to create a truly exceptional living experience. Indulge in the resort-style amenities that Laguna Village at Grand Harbor has to offer, including 2 world class golf courses, safe harbor marina, tennis, pickle ball, luxury clubhouse w/ dining, oceanfront beach club and the new state of the art 15,000 sq ft Cove wellness and fitness center. Immerse yourself in the natural beauty of the surrounding landscape, with lush greenery and serene waterways at your doorstep.
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
3,702
Sqft
0.22 ac
Lot size
2
Garage
2025
Year built
2
Levels
$986
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$22,838 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$22,838/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$986 vs $249
Days on market
69 vs 58 typical
Where $986/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Harbor
Get to know Vero Beach. See the full Vero Beach guide →
Grand Harbor — neighborhood snapshot
Population
2,530
Median age
70
Median income
$120,023
Median home value
$480,804
Avg household
2
Households w/ children
62%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
47 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 779% above the VERO BEACH 32967 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4842 S Harbor Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$2,050,000
104 Hidden Oak Lane, Indian River Shores FL 32963
3 bd · 3.5 ba · 3,506 sqft · $585/sqft · 104 DOM
Sold · Jun ’26$850,000
Nearby listing
4 bd · 3.5 ba · 3,454 sqft · $246/sqft · 346 DOM
Sold · Jun ’26$679,000
1188 River Wind Circle, Vero Beach FL 32967
4 bd · 4 ba · 3,409 sqft · $199/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4842 S Harbor Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4842 S Harbor Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4842 S Harbor Drive FAQs
What would the monthly payment be for 4842 S Harbor Drive, Vero Beach FL 32967?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,838/mo — principal and interest, the actual property-tax bill, the $903/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4842 S Harbor Drive, Vero Beach FL 32967?+
The association fee works out to $903 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4842 S Harbor Drive, Vero Beach FL 32967?+
The most recent tax bill on record (2025) was $8,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4842 S Harbor Drive, Vero Beach FL 32967?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $3,649,900, this home is listed about 711% above the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4842 S Harbor Drive, Vero Beach FL 32967?+
Gifford Middle School (middle), Beachland Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,649,900 runs 779% above the VERO BEACH 32967 median — but at 3,702 sqft it's also nearly twice the size of the typical Vero Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $903/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Gifford Middle School, Beachland Elementary School, Vero Beach High School — Beachland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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