115 Harbors Way, Boynton Beach FL 33435, BOYNTON BEACH, FL, 33435
Active64 days on marketListed Jun 4, 2026MLS #B26037358
About this home
115 Harbors Way, Boynton Beach FL 33435
Waterfront living at its finest! This 3-bedroom, 2.5-bath end-unit townhome with a bonus room offers 1,599 square feet of living space in the sought-after Harbors community of Boynton Beach. Complete with a two-car garage and low HOA fees, this home is all about location and lifestyle. Enjoy access to a private dock, plus a waterfront pool overlooking the Intracoastal, Manalapan, and the Boynton Inlet. Located next to Intracoastal Park with a public boat ramp, it's a dream for boating and water enthusiasts. Residents also enjoy front-row views of the city's annual Fourth of July fireworks show right from the community. With easy access to I-95, beaches, shopping, and dining, this is South Florida living at its best.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,599
Sqft
0.03 ac
Lot size
2
Garage
2004
Year built
3
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,239 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,239/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
$/sqft vs Boynton Beach actives
$325 vs $235
Days on market
64 vs 64 typical
Where $325/sqft sits among the 399 Boynton Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbors
Get to know Boynton Beach. See the full Boynton Beach guide →
Harbors — neighborhood snapshot
Population
981
Median age
45
Median income
$51,695
Median home value
$504,000
Avg household
2
Households w/ children
74%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boynton Beach market
$555K → $405K
Boynton Beach median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
40 of 399
Boynton Beach actives have cut their price
Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 277% above the BOYNTON BEACH 33435 median. See the full Boynton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 115 Harbors Way
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$215,000
1972 NE 5th St # 1972, Boynton Beach FL 33435
3 bd · 3 ba · 1,601 sqft · $134/sqft · 127 DOM
Sold · Jun ’26$640,000
718 NE 12th Terrace # 3, Boynton Beach FL 33435
3 bd · 2.5 ba · 1,632 sqft · $392/sqft · 21 DOM
Sold · Dec ’25$735,000
635 NE 15th Pl, Boynton Beach FL 33435
3 bd · 2 ba · 1,672 sqft · $440/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 115 Harbors Way — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 115 Harbors Way — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
115 Harbors Way FAQs
What would the monthly payment be for 115 Harbors Way, Boynton Beach FL 33435?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,239/mo — principal and interest, the actual property-tax bill, the $381/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 115 Harbors Way, Boynton Beach FL 33435?+
The association fee works out to $381 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 115 Harbors Way, Boynton Beach FL 33435?+
The most recent tax bill on record (2025) was $4,881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 115 Harbors Way, Boynton Beach FL 33435?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boynton Beach?+
At $520,000, this home is listed about 60% above the Boynton Beach median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 115 Harbors Way, Boynton Beach FL 33435?+
Rolling Green Elementary School (elementary), Boynton Beach Community High (high), Lantana Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$520,000 runs 277% above the BOYNTON BEACH 33435 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $530,000, now $520,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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