638 SW 4th Avenue, Boynton Beach FL 33426, BOYNTON BEACH, FL, 33426
Active69 days on marketListed Jun 4, 2026MLS #B26036744
About this home
638 SW 4th Avenue, Boynton Beach FL 33426
Welcome to this charming and modern single-family home nestled in the Lake Boynton Estates. Freshly painted inside and out this modern home features vaulted ceilings, generous sized living space, and impact windows throughout the home. The thoughtfully designed kitchen features Corian countertops, white cabinetry, stainless steel appliances, and a convenient snack bar, creating the perfect space for everyday living and entertaining. The spacious primary suite offers a walk-in closet and a beautiful, renovated bathroom with a step-in shower. Both bathrooms showcase contemporary tile finishes that provide a clean, modern aesthetic with eye-catching detail. Outdoor living takes center stage with an expansive covered and screened patio overlooking a private backyard surrounded by lush tropical landscaping. Whether hosting guests or enjoying a quiet morning coffee, this peaceful sanctuary provides the perfect place to relax and unwind. Additional conveniences include a laundry area located in the garage with a washer, dryer, shelving, and cabinetry for added functionality and storage. Ideally located just minutes from the beach, this home offers easy access to Boynton Beach's vibrant dining, shopping, and entertainment options. A rare opportunity to enjoy modern comfort, privacy, and coastal living without HOA restrictions.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,374
Sqft
0.17 ac
Lot size
1
Garage
1983
Year built
1
Levels
$378
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,031 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,031/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs Boynton Beach actives
$378 vs $235
Days on market
69 vs 64 typical
Where $378/sqft sits among the 399 Boynton Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Boynton Estates
Get to know Boynton Beach. See the full Boynton Beach guide →
Lake Boynton Estates — neighborhood snapshot
Population
1,914
Median age
32
Median income
$78,564
Median home value
$288,100
Avg household
3
Households w/ children
295
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boynton Beach market
$555K → $405K
Boynton Beach median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
42 of 399
Boynton Beach actives have cut their price
Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 127% above the BOYNTON BEACH 33426 median. See the full Boynton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 638 SW 4th Avenue
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$305,000
2400 SW 19th Ave # 137, Boynton Beach FL 33426
2 bd · 2 ba · 1,389 sqft · $220/sqft · 21 DOM
Sold · Jul ’26$329,000
2387 SW 13th Terrace, Boynton Beach FL 33426
2 bd · 2 ba · 1,322 sqft · $249/sqft · 98 DOM
Sold · Jun ’26$285,000
1825 SW 17th Street, Boynton Beach FL 33426
2 bd · 2 ba · 1,428 sqft · $200/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 638 SW 4th Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 638 SW 4th Avenue — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
638 SW 4th Avenue FAQs
What would the monthly payment be for 638 SW 4th Avenue, Boynton Beach FL 33426?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,031/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 638 SW 4th Avenue, Boynton Beach FL 33426?+
The most recent tax bill on record (2025) was $6,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 638 SW 4th Avenue, Boynton Beach FL 33426?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boynton Beach?+
At $519,900, this home is listed about 60% above the Boynton Beach median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 638 SW 4th Avenue, Boynton Beach FL 33426?+
Galaxy Elementary School (elementary), Congress Community Middle School (middle), Boynton Beach Community High (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$519,900 runs 127% above the BOYNTON BEACH 33426 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $525,000, now $519,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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