515 Cypress Road, Vero Beach FL 32963, VERO BEACH, FL, 32963
Active70 days on marketListed Jun 1, 2026MLS #B26035201
About this home
515 Cypress Road, Vero Beach FL 32963
Charming Beachside Retreat Just Blocks from the Ocean! This beautifully maintained 2-bedroom, 2-bath home with a dedicated den/office offers the perfect blend of comfort and coastal living. Featuring approximately 1,600 square feet of living space, this inviting residence boasts spacious living areas, abundant natural light, and a private outdoor setting. Located in one of Vero Beach's most desirable beachside neighborhoods, you'll enjoy being just a short walk or bike ride from the beach, parks, shopping, dining, and all that island living has to offer. A rare opportunity to enjoy the relaxed Vero Beach lifestyle in a charming, move-in-ready home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,440
Sqft
0.24 ac
Lot size
1959
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$2 vs $248
Days on market
70 vs 58 typical
Where $2/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vero Beach Estates
Get to know Vero Beach. See the full Vero Beach guide →
Vero Beach Estates — neighborhood snapshot
Population
568
Median age
64
Median income
$137,896
Median home value
$987,354
Avg household
2
Households w/ children
17%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
48 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the VERO BEACH 32963 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 515 Cypress Road
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$991,000
785 Dahlia Lane, Vero Beach FL 32963 · same community
3 bd · 1 ba · 1,417 sqft · $699/sqft · 6 DOM
Sold · Jan ’26$887,000
Nearby listing · same community
2 bd · 2 ba · 1,689 sqft · $525/sqft · 7 DOM
Sold · Jan ’26$887,000
Nearby listing · same community
2 bd · 2 ba · 1,056 sqft · $840/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 515 Cypress Road — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 515 Cypress Road — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
515 Cypress Road FAQs
What would the monthly payment be for 515 Cypress Road, Vero Beach FL 32963?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 515 Cypress Road, Vero Beach FL 32963?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $3,150, this home is listed about 99% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 515 Cypress Road, Vero Beach FL 32963?+
Beachland Elementary School (elementary), Vero Beach High School (high), Gifford Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VERO BEACH 32963 market on paper
$3,150 is 100% below the VERO BEACH 32963 median of $999,000, and at $2/sqft it sits under the Vero Beach average of $360.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Beachland Elementary School, Vero Beach High School, Gifford Middle School — Beachland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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